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Choose the card with nothing to hide!
Wings Financial is pleased to offer Visa Credit Cards featuring low rates and easy-to-understand terms. Wings Visa cards are available in Platinum and Classic.*
Contrast that with practices in the marketplace in advance of new regulations taking effect this year to protect consumers from unfair and deceptive credit card practices.
Common Competitor Tactics:
- Penalty rate hikes up to 29.99%, most triggered by one or two late payments a year.
- Low-usage annual fees when cardholders charge less than a specific amount (generally $2,400/yr).
- Penalty fees to responsible customers who pay their balances in full.
- Inactive account fees of $19 or more when a card has no activity for 12 months.
- Arbitrary credit limit reductions, which can negatively affect cardholders' credit score.
Wings Financial is committed to fair and reasonable credit. We don't need legislation to tell us to do the right thing – that's always been an integral part of the way we do business.
Take control of your credit with Wings Visa® cards. We don't charge "penalty" fees, and we've pledged to keep our rates low with one solid rate on each card. So not only will you avoid those nasty little "surprises," you'll save money that can definitely be put to better use.
- 8.90% APR** on Visa Platinum Cards*
- 11.90% APR** on Visa Classic Cards*
- NO annual fees
- NO balance transfer fees - Download transfer form (pdf)...
- NO cash advance fees
- Unlimited free ATM transactions
- Easy Electronic Payments - Use AutoPay, or simply transfer funds using "Internal Transfer" in CU Online to make your card payments.
Wings also offers these benefits on our Visa Credit Cards:
Apply for a Wings Financial Visa Platinum card today!
Not a Wings Member? Join Wings Now!..
* Platinum cards are generally offered on credit lines over $5,000; Classic cards are generally offered on credit lines below $5,000. The card, if approved, will be determined by member's credit application.
**APR=Annual Percentage Rate. 8.9% APR applies to Wings' Visa Platinum Credit Card. In the event an individual does not qualify for a Visa Platinum Card, a Visa Classic (11.9% APR) Credit Card may be offered instead.
Sources: Marketwatch, 11/6/09; The White House Press Office
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