FREE Checking - Rapidly Disappearing From Big Banks,
Still Free at Wings!

One by one, big banks are eliminating their free checking accounts in favor of monthly service charges, minimum balances and hefty fees. Wings members, rest assured: First Class Checking is still free!

In fact, Wings' free First Class Checking offers a far better value. Not only does it save you money in fees, it actually puts money back in your pocket:

• ALWAYS-FREE: no monthly service charge, fewer & lower fees
• EARN DIVIDENDS with NO MINIMUM BALANCE
• CASH BACK with Signature Rewards
• FREE CHECKS & Bill Payer service*
• FREE ATM access*
• LOAN DISCOUNT: save .5% APR on your auto loan

Factor in time-saving conveniences like Remote Deposit, CU Online and Mobile Banking, and there's just no reason to pay for checking anywhere else.

Don't have a Wings checking account? Open one today:

Members: Log in to CU Online and Select "Secure Forms"...
Become a Wings member and open a checking account now...

Related Products and Services:

• 55,000 surcharge-free ATMs*
• Free phone banking with CU PAL, 24-hours a day
• Free Visa Check Card*
• Free Internet Banking with CU Online
• Free Bill Payer - Pay unlimited bills electronically directly from your checking account with Bill Payer (free if you make 3 or more payments per month, otherwise $5.95 for that month)
• Remote Deposit - Enter your deposit online and get immediate credit up to your pre-determined limit, then mail your check to us in a pre-paid, addressed envelope that we provide.
• Signature Rewards - Earn $1 back on every $200 you spend on signature-based check card transactions (sign up required). 
• Direct Payment - Simply sign an authorization form to pay bills via ACH from your checking account.
• Direct Deposit - Have your checks deposited directly to the credit union on payday.
• Overdraft protection from your Share Account or a Line of Credit Loan (credit approval required)*

Actual savings from chart may vary by individual. Wings' auto loan rate of 4.5% will be increased by .5% APR when active checking account with direct deposit is not maintained. Rates and fees quoted above are as listed on the financial institutions' websites as of August 2010 and may change at any time.

*Your first free box of checks must be made by phone or in-person. After that, your future free checks may be ordered online. This offer does not affect our current policy of waiving the check printing fees -2 boxes per year - for members age 65 and over. Requires an active checking account and direct deposit of your paycheck Note: 15 free ATM withdrawals per month at ATMs not owned by Wings Financial. $1.00 for each transaction for the remainder of the month. Approval required. ATM card may be substituted if denied. Bill Payer is free when you pay a minimum of 3 bills per month; otherwise a fee of $5.95 applies.