- Save
- Spend
-
Borrow
Borrow
- Prepare
- Digital Services
Sign In
Whether you're looking for a simple banking experience or to increase your dividend earning potential, there's a checking account that's perfect for you.
| First Class Checking | High-Yield Checking | Student Spend Account | |
|---|---|---|---|
|
Overview |
For members looking for everyday simplicity |
For members looking to maximize dividend earnings |
A cash management account for students that offers flexibility and education |
|
Annual Percentage Yield (APY) |
0.01% |
If requirements are met2: If requirements are not met: 0.01% |
0.01% |
|
Monthly Service Fees |
None |
None |
Must enroll in eDocuments; otherwise, a $3.00 paper statement fee applies |
|
Box of Checks |
First box free3 |
First box free3 |
None |
|
Bill Payer Service |
Free |
Free |
Free |
|
ATM Access1 |
80,000+ surcharge-free ATMs |
80,000+ surcharge-free ATMs |
80,000+ surcharge-free ATMs |
1Members can make up to 10 free withdrawals at ATMs not owned by Wings per statement cycle; then, a $2.50 fee per transaction will apply.
2RATE REQUIREMENTS
To earn the higher dividend rate, members must meet the following requirements:
- Must be enrolled in eDocuments
- Must have ACH direct deposit(s) totaling over $300 in the 34 calendar days preceding the last day of the month
- Must have 15 net PIN or signature point-of-sale debit card transactions over $5 in the 34 calendar days preceding the last business day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 and subtracting any PIN or signature point-of-sale debit return transactions processed during that period.
3The first box of checks is free (shipping not included) and must be ordered by phone or in person. Future orders may be ordered online. This offer does not affect Wings' current policy of waiving the check printing fees (one box per year; shipping not included) for members age 65 and over.
Rates effective as of January 1, 2023 and subject to change.
Membership with a $5.00 minimum opening deposit required.
Click the button below to schedule an appointment or fill out the form and our team will contact you directly.
Wings is a not-for-profit institution dedicated to the well-being of our members, right now and into the future. Get started today, and we’ll help you start planning what’s next.
