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$300 Checking Bonus

Become a member of hey I just got an extra $300 in my pocket.
Become a Member
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    $300 Checking Requirements:

     - One offer per person.

     - Account must be opened in-branch or online using promo code 300CHECKING between 07/01/21 and 07/31/21.

     - Membership with a Share Savings account & $5 minimum opening deposit required and must be opened at the same time as checking account.

     - New members only; cannot have been a member within 12 months of account opening.

     - Must be 18 years or older.

     - ACH direct deposit(s)* of at least $300, eDocument enrollment & five debit card transactions of $5+ each must be completed within 60 days of account opening.

    If requirements are met, bonus will be paid by 09/30/21 as a deposit to the Wings checking account; account must be in good standing (positive balance for the last 30 days) and have active direct deposit at time of payment. Not available for business, trust or other unique accounts.

    Get Started Today

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    Current Annual Percentage Yield (APY) is 0.05% for First Class Checking. High-Yield Checking APY is 1.76% for balances up to $25,000 and 0.05%-1.76% for amounts over $25,000 if requirements are met. If requirements are not met, the APY is 0.05%. High-Yield Checking requirements: ACH direct deposit(s)* of at least $300, eDocuments enrollment & 15 net PIN or signature-based debit transactions over $5 in the 34 calendar days preceding the last day of the month. Checking account rates are variable and subject to change.

    *Direct deposit requirement: Income earned through self-employment or working an IRS classified “Gig Economy” job do not qualify as direct deposit.

    Find the checking account that’s right for you.

    Whether you're looking for a simple banking experience or to increase your dividend earning potential, there's a checking account that's perfect for you.

    Free ATM Withdrawals

    Access our network of more than 80,000 surcharge free ATMs.

    Digital Banking

    Keep track of your finances online with CU Online and on the go with the Wings Mobile App.

    Contactless Enabled Cards

    Enjoy a faster, easier and secure way of paying.
    Compare & find the best account for you. First Class Checking High-Yield Checking

    Overview

    For members looking to maximize Member Rewards points

    For members looking to maximize dividend earnings

    Annual Percentage Yield (APY)

    0.05%

    If requirements are met:
    On the first $25,000*                         1.76%
    Amounts over $25,000         0.05% - 1.76%

    If requirements are  not met:
    On the first $25,000             0.05%

    Monthly Service Fees

    None

    None

    Box of Checks

    First box free

    First box free

    Bill Payer Service

    Free**

    Free**

    ATM Access

    80,000+ ATMs

    80,000+ ATMs

    Member Rewards Eligible

    Yes

    No

      First Class Checking Details High-Yield Checking Details

     

    First Class Checking

    High-Yield Checking

    Annual Percentage Yield

    0.05%

    If requirements are met:
    On the first $25,000*: 1.76%
    Amounts over $25,000: 0.05% - 1.76%

    If requirements are not met:
    On the first $25,000: 0.05%

    Minimum Balance Required to Open

    None

    None

    Minimum Balance Required to Avoid a Monthly Service Fee

    None

    None

    Dividend Rate Change Frequency

    Monthly

    Monthly

    Dividend Crediting & Compounding

    Monthly

    Monthly

    Transaction Limitations

    None

    None

     

    Terms That Apply to all Accounts
    Dividends will begin to accrue on the business day of deposit.
    Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.
    The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
    All accounts have variable dividend rates and may change as determined by the Board of Directors. Above are prospective dividend rates for the current period.
    Following are examples of dividend periods. All other dividend periods follow the same pattern of dates: Monthly Jan 1-Jan 31; Quarterly Jan 1-Mar 31. Above are prospective dividend rates for the current dividend period.
    The Board of Directors reserves the right not to pay accrued dividends if an account is closed before dividends are paid.
    Dividends are paid from current income and available earnings, after required transfers to reserves, at the end of a dividend period.
    Fees may reduce earnings.

    High-Yield Checking Account Terms

    Dividends are calculated based on the average daily balance in the account. If requirements are met, a higher rate will be paid for the first $25,000 and a lower rate will be paid for any amounts over $25,000. If requirements are not met, your dividend rate on your entire balance will be the lower rate.

    - You must be enrolled in e-Documents
    - You must have ACH payroll direct deposit(s) totaling over $300 in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS classified “Gig Economy” job does not qualify as direct deposit.
    - You must have 15 net PIN or signature point-of-sale debit card transactions over $5 in the 34 calendar days preceding the last business day of the month. All debit card transactions must be posted one business day prior to the last business day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit card purchase transactions over $5 and subtracting any PIN or signature point-of-sale debit card return transactions processed during that period.

    † The first box of checks is free (shipping not included) and must be ordered by phone or in person. Future orders may be ordered online. This offer does not affect Wings' current policy of waiving the check printing fees (one box per year; shipping not included) for members age 65 and over.

    **Bill Payer is free when you make 3 payments per month. If you make fewer than 3 payments in a single month, a $5.95 fee will apply.

    Membership with a $5.00 minimum opening deposit required.

    Real life adds up. Get rewarded for it.

    Earn points on signature-based purchases, then redeem them for rewards that match your life – from gift cards, name-brand merchandise, travel or even directly with some of your favorite online retailers.

    Start Earning with Member Rewards

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    Take the next step forward, together.

    Wings Financial is a not-for-profit institution dedicated to the well-being of our members, right now and into the future. Get started today, and we’ll help you start planning what’s next.

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