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Put your stimulus payment to work for you.
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    First things first.

    The recent COVID relief bill has distributed a third round of stimulus checks to eligible Americans. If you have essential expenses covered and are looking for ways to put your payment to work for you, here are a few suggestions.

    12-Month Add-On Certificate

    This special type of certificate account gives you the option to deposit what you can now, then add funds over the course of the certificate's 12-month term. It's a great way to make the most of your federal stimulus check, tax refund and more!

    - 0.65% APY*
    - $500 minimum opening deposit
    - Make additional deposits of $50+
    - No limit to add-on frequency

    Open In-Branch or By Phone

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    *APY= Annual Percentage Yield. Promotional rate valid as of 3/17/21 and may be discontinued at any time. Minimum balance of $500 required to open special certificate and earned the disclosed APY. Membership with a $5.00 Share Savings Account required. New deposits only; transfers from other Wings Financial accounts do not qualify. Add-ons must be at least $50. There is no limit to the number of add-ons. Certificate must be opened in a branch or through the National Contact Center. Penalty applies for early withdrawal.

    Certificate Disclosure

    Special Loan Discount

    Earn a 0.25% APR** discount on select collateral loans when they use at least $500 of their stimulus check as a down payment.

    Apply for a Loan Today

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    **APR = Annual Percentage Rate. Current rates range from 2.24% APR – 15.24% APR and require payroll direct deposit(s) totaling over $300 and automatic recurring payments from a Wings Checking or Savings account. Rates are based on an evaluation of your credit history and other factors. Applications must be received by 4/30/21. 0.25% loan discount applies to Auto, Boat, RV, Motor Sports and Motorcycle Loans. Discount not valid on refinance of existing Wings Financial loans. Payment example – Assuming a $10,000 used auto loan for 36 months at 2.49%, with a down payment of $500, the rate would be 2.24% APR and the monthly payment would be $287.20.

    Build a rainy-day fund.

    Experts suggest keeping three to six months' worth of living expenses in an emergency savings account to prepare for the unexpected (like the pandemic). Whether you need to begin or replenish an emergency savings, it's as easy as transferring your payment right to a designated account.

    Start Saving

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    Save for a stress-free holiday.

    Between gift-giving, entertaining and traveling, holiday expenses can add up fast. A Holiday Club Savings account makes it easy to plan for seasonal spending gradually, rather than all at once.

    Open a Holiday Club Account

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    Invest in your child's future.

    The earlier you begin saving for education, the more your savings will grow. A Coverdell Education Savings Account (CESA) or 529 Plan through Wings Financial Advisors can help you save for eligible expenses in a child's elementary, secondary or higher education.

    Save for Education

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    Pay down credit card debt.

    If you're carrying credit card balances month to month, designate part of your stimulus payment to reduce your balance. Then save even more when you transfer the remaining credit card balances to a low-rate Wings Visa® Card.

    Transfer Balances Today

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    Make a principal-only payment.

    Making extra mortgage payments directly toward your loan amount, or principal, can reduce the amount of interest you pay and potentially shorten the length of your loan.

    Make a Payment Today

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