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3% MORTGAGE Option

For every reason
you want a home,
we have a way.

woman gardening in backyard

Endless games of fetch. A snow-free windshield. Home-grown vegetables. No matter what motivates you, Wings’ 3% mortgage option1 can help you make the move into homeownership sooner than you might expect. See the difference a lower down payment can make!

black dog with ball in mouth
 
 

The Down Payment Difference

 

% Down 3% 10% 20%
Down payment on $200,000 loan $6,000 $20,000 $40,000

The Down Payment Difference

 

Down payment on $200,000 loan

3%

$6,000

10%

$20,000

20%

$40,000

Support Through the Process

Wings will be by your side every step of the way – with knowledgeable, helpful loan officers to guide you, free homebuyer education, and friendly Wings service throughout the life of your loan.

 
 
 
Need more information? Want to speak or meet with one of our Loan Officers?
Give us a call! 952 997-8234 WINGS MORTGAGE TEAM
 
APPLY FOR A MORTGAGE LOAN
New Applicants: Returning Applicants:
APPLY NOW LOG IN

1 3% minimum down payment available for new-purchase, 30-year fixed-rate mortgage for first-time homebuyers only and adjustable-rate mortgages (ARMs) for all borrowers. Additional third-party closing costs will apply. Membership with a $5.00 minimum opening deposit is required.

LOAN PRODUCTS RATE APR MONTHLY PAYMENT
30 Year Fixed 4.750% 4.797% $1,043.29
10/1 Year ARM 4.250% 4.367% $983.88

 

APR = Annual Percentage Rate. Rates effective as of 10/16/18 and subject to change without notice. The APR and monthly payment examples assume a loan amount of $200,000 and a 3% down payment with $1,809 estimated borrower pre-paid finance charges. If the down payment is less than 20%, mortgage insurance may be required on the loan and could result in an increased APR and payment.

1 3% minimum down payment available for new-purchase, 30-year fixed-rate mortgage for first-time homebuyers only and adjustable-rate mortgages (ARMs) for all borrowers. Additional third-party closing costs will apply. Membership with a $5.00 minimum opening deposit is required.

LOAN PRODUCTS 30 Year Fixed RATE 4.750% APR 4.797% MONTHLY PAYMENT $1,043.29
 
 
 
LOAN PRODUCTS 10/1 Year ARM RATE 4.250% APR 4.367% MONTHLY PAYMENT $983.88

 

APR = Annual Percentage Rate. Rates effective as of 10/16/18 and subject to change without notice. The APR and monthly payment examples assume a loan amount of $200,000 and a 3% down payment with $1,809 estimated borrower pre-paid finance charges. If the down payment is less than 20%, mortgage insurance may be required on the loan and could result in an increased APR and payment.

 
 

Additional Resources

HomeAdvantage® is an exclusive member benefit that simplifies your home buying or selling process… from start to finish.2

  • Search for Homes
  • Connect with a Trusted Agent
  • Get Cash Rewards2
 
 

Home Buying Tips

 
 
 

Homebuyer Seminars

Wings Financial offers free monthly Homebuyer Seminars to help you pave the road to homeownership. Learn what you need to apply for a loan, how the pre-approval process works, and hear from real estate professionals including realtors, inspectors, and insurance agents.

 
 

2The HomeAdvantage program is made available to you through a relationship between Wings Financial Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Wings Financial Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Wings Financial Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.