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High-Yield Checking

What's Your Real Reason?

"High earnings on the account I use every day"

Get more out of your checking account by earning dividends every month with a High-Yield Checking account!

Combine easy access to your money with the earning potential of a savings account and see why a High-Yield Checking account is perfect for you.

 
 
 
 

Earn 2.02% APY
on balances up to $25,000*

Members must meet the following requirements every month:

  • eDocuments enrollment
  • More than $300 in direct deposit(s)
  • 15 posted debit card transactions

 

The High-Yield Checking account is not eligible for Wings Members Rewards. If you are currently enrolled in Wings Member Rewards, all points must be used before your account is retitled. This applies to members who use rewards for the debit card only. Reward points will not be affected if you also have a Wings Member Rewards Visa credit card.

 

Visit any branch to sign up for High-Yield Checking:

FIND A BRANCH
 
 

For members that don’t live near a branch, please call 1 800 692-2274 to retitle your current checking account.

*APY Annual Percentage Yield.

Rates current as of 5/15/2019 and subject to change.

Balance Rate Annual Percentage Yield (APY)
If requirements are met:    
$0 - 25,000.00 2.00% 2.02%
$25,000.01+1 0.05% 0.05 - 2.02%
If requirements are not met: 0.05% 0.05%
 

1If rate requirements are met, the APY will vary based on the balance in the account. The rate paid on balances up to $25,000 will be 2.00% and the rate paid on balances over $25,000 will be 0.05%.

 

RATE REQUIREMENTS
To earn the higher dividend rate, members must meet the following requirements:

  • Must be enrolled in eDocuments
  • Must have ACH direct deposit(s) totaling over $300 in the 34 calendar days preceding the last day of the month
  • Must have 15 net PIN or signature point-of-sale debit card transactions over $5 in the 34 calendar days preceding the last day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 and subtracting any PIN or signature point-of-sale debit return transactions processed during that period.
 

Membership with a $5.00 minimum opening deposit required.

Savings & Checking Disclosure & Fee Schedule

*APY Annual Percentage Yield.

Rates current as of 1/1/2019 and subject to change.

Rate Table for High-Yield Checking

 

If requirements are met:

BALANCE:

$0-25,000.00

RATE:

2.00%

ANNUAL PERCENTAGE YIELD (APY)

2.02%

 

BALANCE:

$25,000.01+1

RATE:

0.05%

ANNUAL PERCENTAGE YIELD (APY)

0.05 - 2.02%

 

If requirements are not met:

RATE:

0.05%

ANNUAL PERCENTAGE YIELD (APY)

0.05%

 

1If rate requirements are met, the APY will vary based on the balance in the account. The rate paid on balances up to $25,000 will be 2.00% and the rate paid on balances over $25,000 will be 0.05%.

 

RATE REQUIREMENTS
To earn the higher dividend rate, members must meet the following requirements:

  • Must be enrolled in eDocuments
  • Must have ACH direct deposit(s) totaling over $300 in the 34 calendar days preceding the last day of the month
  • Must have 15 net PIN or signature point-of-sale debit card transactions over $5 in the 34 calendar days preceding the last day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 and subtracting any PIN or signature point-of-sale debit return transactions processed during that period.
 

Membership with a $5.00 minimum opening deposit required.

Savings & Checking Disclosure & Fee Schedule