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High-Yield Checking

What's Your Real Reason?

"High earnings on the account I use every day"

Get more out of your checking account by earning dividends every month with a High-Yield Checking account!

Combine easy access to your money with the earning potential of a savings account and see why a High-Yield Checking account is perfect for you.


Earn up to 2.02% APY*

Members must meet the following requirements:

  • eDocuments registration
  • More than $300 in direct deposit(s) each month
  • 15 debit card transactions


The High Yield Checking account is not eligible for Wings Members Rewards. If you are currently enrolled in Wings Member Rewards, all points must be used before your account is retitled. This applies to members who use rewards for the debit card only. Reward points will not be affected if you also have a Wings Member Rewards Visa credit card.


Visit any branch to sign up for High Yield Checking:


*APY Annual Percentage Yield.

Rates current as of 1/1/2019 and subject to change.

Dividends are calculated based on the average daily balance in the account. If requirements are met, a 2.02% APY rate will be paid for the first $25,000 and between .05% and 2.02% APY will be paid for any amounts over $25,000. If requirements are not met a .05% APY rate will be paid on the entire balance.

The requirements are: Must be enrolled in e-Documents. Must have ACH direct deposit(s) totaling over $300 in the 34 calendar days preceding the last day of the month. Must have 15 net PIN or signature point-of-sale debit card transactions over $5 in the 34 calendar days preceding the last day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 and subtracting any PIN or signature point-of-sale debit return transactions processed during that period.

Membership with a $5.00 minimum opening deposit required.