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FICO® Score

Understand your credit score, one of the primary indicators of financial well-being.
View Your FICO Score

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    View your FICO® Score in CU Online and through the Wings Mobile App

    With your FICO® Score available within CU Online and on the Wings Mobile app, you’re able to view your FICO® Score updated quarterly and learn what factors most affect your score.

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    How to Access your FICO® Score

    Log into the Wings Mobile App

    Click on Credit Score in the sidebar menu

    Opt-in to enable your FICO® Score and begin viewing

    What exactly is a FICO® Credit Score?
    How does my FICO® Score affect Wings?

    Common Questions About FICO® Scores

    View All FAQs

    What is a credit score?

    A credit score is a number summarizing your credit risk, based on your credit data. A credit score helps lenders evaluate your credit profile and influences the credit that’s available to you, including loan and credit card approvals, interest rates, credit limits and more.

    What is in a credit report?

    Although each consumer reporting agency formats and reports this information differently, all credit reports contain basically the same categories of information: Identifying Information, Credit Accounts, Credit Inquiries, and Bankruptcies and Collections.

    What Goes into FICO® Scores?

    FICO® Scores are calculated from the credit data in your credit report. This data is grouped into five Categories:

    • Payment History
    • The Amounts You Owe
    • Length of Credit History
    • New Credit
    • Types of Credit in Use

    Will Getting the scores through Wings affect my FICO® Score?

    No. The reports pulled for this are called “soft” inquiries. Soft inquiries are all credit inquiries where your credit is NOT being reviewed by a prospective lender.

    FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.