Share Savings1 (Required) | High-Yield Savings | |
---|---|---|
This product is best for you if... |
...you're looking for a simple savings account. |
...you want to grow your savings with competitive rates. |
Annual Percentage Yield |
0.15% |
$0 - $10,000 0.10% |
Minimum Balance Required to Open |
$5 |
None |
Monthly Service Fee |
None |
None |
Dividend Crediting & Compounding |
Quarterly |
Monthly |
Free ATM Withdrawals2 |
At 80,000+ surcharge-free ATMs |
At 80,000+ surcharge-free ATMs |
Rates effective as of November 9, 2022 and subject to change. Above are prospective dividend rates for the current period.
Membership with a $5.00 minimum opening deposit required.
1Minimum balance to open Share Account - $5
2Note: 10 FREE withdrawals in a statement period at ATMs not owned by Wings Financial. $2.50 for each transaction for the remainder of the month.
To return to your application, close out of this window.
First Class Checking | High-Yield Checking | |
---|---|---|
This product is best for you if... |
...you're looking to earn Member Rewards points. |
...you're looking to maximize dividend earnings. |
Annual Percentage Yield (APY) |
0.01% |
If requirements are met3: If requirements are not met: 0.01% |
Monthly Service Fees |
None |
None |
Box of Checks |
First box free4 |
First box free4 |
Bill Payer Service |
Free |
Free |
ATM Access5 |
80,000+ surcharge-free ATMs |
80,000+ surcharge-free ATMs |
Member Rewards Eligible |
Yes |
No |
3RATE REQUIREMENTS
Dividends are calculated based on the average daily balance in the account. If requirements are met, a higher rate will be paid for the first $25,000 and a lower rate will be paid for any amounts over $25,000. If requirements are not met, your dividend rate on your entire balance will be the lower rate.
To earn the higher dividend rate, members must meet the following requirements:
- Must be enrolled in eDocuments
- Must have ACH direct deposit(s) totaling over $300 in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS classified “Gig Economy” job does not qualify as direct deposit.
- Must have 15 net PIN or signature point-of-sale debit card transactions over $5 in the 34 calendar days preceding the last business day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 and subtracting any PIN or signature point-of-sale debit return transactions processed during that period.
4The first box of checks is free (shipping not included) and must be ordered by phone or in person. Future orders may be ordered online. This offer does not affect Wings' current policy of waiving the check printing fees (one box per year; shipping not included) for members age 65 and over.
5Members can make up to 10 free withdrawals at ATMs not owned by Wings per statement cycle; then, a $2.50 fee per transaction will apply.
Rates effective as of November 9, 2022 and subject to change.
Membership with a $5.00 minimum opening deposit required.
To return to your application, close out of this window.