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Mortgage Rates

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Mortgage Loan Rates

At Wings Financial, we’re bringing something new to the mortgage world: flexibility. With a wide range of fixed and adjustable-rate options, Wings offers the choices, experience and support to help you finance or refinance your home. At the end of the day, it’s not about fitting a member into a mortgage. It’s about fitting the right mortgage to a member.

Purchase

Term Purchase Rate
As Low As
Purchase APR Jumbo Rate
As Low As
Jumbo APR
30 Year Fixed 3.000% 3.043% 3.000% 3.014%
20 Year Fixed 2.750% 2.810% N/A N/A
15 Year Fixed 2.500% 2.578% N/A N/A
10 Year Fixed 2.375% 2.488% N/A N/A
15/1 Year ARM 2.500% 2.578% 2.500% 2.526%
10/5 Year ARM 2.875% 2.989% 2.875% 2.913%
10/1 Year ARM 2.750% 2.864% 2.750% 2.788%
7/1 Year ARM 2.625% 2.785% 2.625% 2.678%
5/1 Year ARM 2.375% 2.595% 2.375% 2.448%
APR & Payment Examples - The APR and monthly payment examples assume a 20% down payment, 360 total monthly payments (240 for 20 Year Fixed, 180 for 15 Year Fixed, and 120 for 10 Year Fixed), and $1090.50 estimated borrower pre-paid finance charges.
Conforming payment example based on 30 Year Fixed with $200,000.00 loan amount = principal/interest payment of $870.41
Jumbo payment example based on 30 Year Fixed with $600,000.00 loan amount = principal/interest payment of $2,611.24
If the down payment is less than 20%, mortgage insurance may be required on the loan and could result in an increased APR and payment. Adjustable-Rate Mortgage rates are subject to change according to product terms.
$950 loan origination fee - Additional third-party closing costs will apply.
**FANNIE MAE NOTICE** - All fixed rate mortgages may be subject to FNMA fees based on credit score, LTV and other factors which may apply.

3% minimum down payment available for new-purchase, 30-year fixed rate mortgage for first-time homebuyers only and adjustable-rate mortgages (ARMs) for all borrowers.
ARM product 10% down (90% LTV) - No PMI: rate add on 0.125%
Rate Locks - 60 Days - No Fee
Rates effective as of May 17, 2021 and subject to change.

Refinance

Term Refinance Rate
As Low As
Refinance APR Jumbo Rate
As Low As
Jumbo APR
30 Year Fixed 3.000% 3.043% 3.000% 3.014%
20 Year Fixed 2.750% 2.810% N/A N/A
15 Year Fixed 2.500% 2.578% N/A N/A
10 Year Fixed 2.375% 2.488% N/A N/A
15/1 Year ARM 2.500% 2.578% 2.500% 2.526%
10/5 Year ARM 2.875% 2.989% 2.875% 2.913%
10/1 Year ARM 2.750% 2.864% 2.750% 2.788%
7/1 Year ARM 2.625% 2.785% 2.625% 2.678%
5/1 Year ARM 2.375% 2.595% 2.375% 2.448%
APR & Payment Examples - The APR and monthly payment examples assume a 20% down payment, 360 total monthly payments (240 for 20 Year Fixed, 180 for 15 Year Fixed, and 120 for 10 Year Fixed), and $1090.50 estimated borrower pre-paid finance charges.
Conforming payment example based on 30 Year Fixed with $200,000.00 loan amount = principal/interest payment of $870.41
Jumbo payment example based on 30 Year Fixed with $600,000.00 loan amount = principal/interest payment of $2,611.24
If the down payment is less than 20%, mortgage insurance may be required on the loan and could result in an increased APR and payment. Adjustable-Rate Mortgage rates are subject to change according to product terms.
$950 loan origination fee - Additional third-party closing costs will apply.
**FANNIE MAE NOTICE** - All fixed rate mortgages may be subject to FNMA fees based on credit score, LTV and other factors which may apply.

3% minimum down payment available for new-purchase, 30-year fixed rate mortgage for first-time homebuyers only and adjustable-rate mortgages (ARMs) for all borrowers.
ARM product 10% down (90% LTV) - No PMI: rate add on 0.125%
Rate Locks - 60 Days - No Fee
Rates effective as of May 17, 2021 and subject to change.