Apply For a Mortgage
Whether you're buying or refinancing, nobody makes it easier to turn a house into a home than Wings Financial Credit Union. We offer full-service, nationwide mortgage lending:
- New-purchase or refinance
- Low closing costs
- Financing available in 49 states (excludes Hawaii)
- Secure online application
- A variety of loan options
- All mortgage loans serviced by Wings
- As low as 3% minimum down payment†
- Second home financing
Offers stable, predictable monthly payments over the life of the loan.
Adjustable-Rate Mortgages (ARM)
Offers lower rates than a standard fixed-rate mortgage, with a fixed rate for the first 5-, 7-, 10- years, after which the rate may adjust annually.
Thinking about making the move from renter to owner? Thinking about upgrading for more living space? Don't miss this opportunity to learn how the process works, right from the experts. Attend one of our free workshops and take a step in the right direction.
Start Your Search
Search by price range, neighborhood, city, street, zip code, bedrooms, bathrooms, and style of home…or just circle your area of interest on a map and we’ll show you what’s available.
- Online Property Listings
- Recent Sales Data/Comparables
- Crime Statistics
- And more...
Customize Your Search
Search by price range, neighborhood, city, street, zip code, bedrooms, bathrooms, and style of home... or just circle your area of interest on a map and we'll show you what's available.
Set Email Alerts
Not ready to buy yet, or not finding what you need? Save your favorite searches and receive email alerts when a home that matches your criteria goes on the market! HomeAdvantage and all of its benefits is available to you exclusively through your credit union and it’s absolutely free! To begin your search, enroll today!
Find an Agent
Buying or selling a home is one of the largest financial transactions you’ll make. Working with a trusted, experienced real estate professional can make all the difference. That’s why your credit union is proud to give you access to the HomeAdvantage™ network of agents — a group of local, expert agents who were hand-picked by your credit union and are committed to delivering outstanding service.
Experience You Can Trust
We use a thorough vetting process to select real estate agents who have the knowledge, passion and dedication to help you find the right deal at the right price or sell your existing home in the manner you would expect. Agents in the HomeAdvantage™ network are fully licensed and have been actively engaged, full-time real estate professionals for at least three years.
Pick One Yourself, Or Let Us Help
FIND AN AGENT
As a HomeAdvantage user, you’re free to browse our network of agents online to find one that works for you or we can recommend one for you. Just call us...we're here to help.
Home Cash Rewards Program
How would you like an extra $1,545* in your pocket when you close on your next home sale or purchase? That’s the average HomeAdvantage® Cash Rewards members receive when they use an agent from our HomeAdvantage® network to buy or sell their home!
How does it work?
It’s really quite simple. Just use any agent in the HomeAdvantage network to buy or sell your home, and you’ll earn Cash Rewards equal to 20% of the agent’s commission. Use one of our agents to buy AND sell, and you’ll earn Cash Rewards on both transactions! As a buyer, you can apply it towards closing costs or take the cash outright! As a seller, you can use it reduce your agent's commission. It’s your choice.*
How much can you save?
Click below to use our calculator to estimate your savings. The Cash Rewards are based on the total home price, not the amount mortgaged.
HomeAdvantage is an exclusive service provided by your Credit Union in partnership with CU Realty Services, the nation’s leading provider of real estate services for credit union members. Best of all, the program is absolutely free! To take advantage, simply enroll today.
Once you’ve enrolled, you’ll have access to all the tools and expertise you’ll need.
CALCULATE YOUR CASH REWARDS
Check the latest Wings Financial Credit Union Mortgage rates.
†3% minimum down payment available for new-purchase, 30-year fixed rate mortgage for first-time homebuyers only and adjustable-rate mortgages (ARMs) for all borrowers.
*The HomeAdvantage program is made available to you through a relationship between Wings Financial Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Wings Financial Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Wings Financial Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.
APR & Payment Example – APR= Annual Percentage Rate. The APR and monthly payment examples assume a loan amount of $150,000 and a 3% down payment, with $1,804 estimated borrower pre-paid finance charges. Monthly payment amount of $632.41 assumes rate of 3.000% and 3.293% APR for 5/1 ARM. Monthly payment amount of $737.91 assumes a rate of 4.25% and 4.311% APR for 30-year fixed rate. If the down payment is less than 20%, mortgage insurance may be required on the loan and could result in an increased APR and payment.