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Schedule of Fees

Fees Applicable to all accounts
Accounts Fees
Check Printing Charge Varies based on design & quantity
Check Copy $2 per check
Statement Copy or History Print Out $2 per item
Returned Deposit Item $15 per item
Return Check NSF $30 per check
Non-Sufficient Funds Charge $30 per check
Stop Payment $30 per check
ACH Return Charge $30 per item
ACH Uncollected Funds Charge $30 per item
ACH Non-Sufficient Funds Charge $30 per item
ACH Stop Payment or Revocation $30 per item
Research Fee $20 per hour ($10 minimum)
Collection Item (Foreign Check in US Dollars) Varies-bank fee
Dormant Account $20 Monthly
Invalid Address $5 Monthly
Overdraft Protection Plus Fee $30 per item, up to six (6) per day
World Class Money Market
Accounts Fees
Fee if balance falls below $5,000 minimum $10 service charge per month
Wings Investment Money Market
Accounts Fees
Excessive withdrawal fee $20 service charge per withdrawal
Wings IRA Investment Money Market
Accounts Fees
Excessive withdrawal fee $20 per withdrawal
VISA® Debit Card
Accounts Fees
Replacement Card Fee $10 per card

Non-Proprietary ATM Withdrawals
(A surcharge fee may be assessed by the ATM owner)

10 FREE withdrawals per month, then $2.50 per transaction
Recurring POS overdraft (NSF) $30 per item
Foreign Transaction Fees Visa will charge 0.8% for international transactions that do not involve currency conversion to U.S. dollars and 1% for transactions made in foreign countries that involve currency conversions from the country's currency to U.S. dollars.
Automated Services
Accounts Fees
CU Online with Bill Payer FREE if 3 or more bills paid per month, otherwise $5.95 per month
Reverse Remote Deposit Fee $20 per occurrence
Other Services
Accounts Fees
Check Cashing FREE with Active Checking*, otherwise $5 each
(fee does not apply to checks less than $100, checks issued on a Wings Financial account or if account holder has matching funds on deposit.)
Cashier's Check 1 FREE per day with Active Checking*, $5 each additional check.
Without Active Checking*, $5 each
VISA® Gift Card $2.00
Outgoing Domestic Wire Transfer $30 per transfer
Incoming Wire Transfer None
Outgoing International Business $50 per transfer
Outgoing International Personal $50 per transfer
Levy/Garnishment Fee $100 per occurrence

Fees are effective as of 10/17/2016 and subject to change.
* Active Checking Account = 5 or more checking transactions per month (deposits, transfers, debit card transactions, bill payments, etc.) AND $300 or more in direct deposits per month.