You have automatic overdraft protection from your share savings account and any line-of-credit loan attached to the account. Overdraft protection may also be arranged from other accounts, including a Money Manager account. Overdraft transfers will occur once per day in amounts equal to the cumulative overdrafts for that day. Transfers occur the night after the overdraft.
Please contact the credit union after conversion if you wish to set up overdraft protection from additional accounts.
Overdraft Protection Plus
An additional option to reduce declined transactions.
Overdraft Protection Plus is designed to cover the payment of checks, ACH debits, debit card transactions and ATM withdrawals, even when your current balance is insufficient. Think of it as an extra layer of protection, in case standard overdraft protection (which draws on a savings account or line-of-credit) is unavailable.
If you never use the service, you pay nothing. If Overdraft Protection Plus is activated due to insufficient funds, a $30 per-transaction fee will apply (waived for items less than $15). Total overdrafts must not exceed $600. Applicable fees will be added to the overdraft amount.
Please note: Opt-in is required for this service.
LEARN MORE ABOUT OVERDRAFT PROTECTION PLUS