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Financial Advisor

Matt Waste

    Meet Matt

    Investments can be very complicated, and retirement planning can be a daunting task. Having a trustworthy and experienced professional in your corner can make a huge difference. My team will provide great advice and great service by utilizing investments and financial planning to assist you in achieving your financial goals.

    I’ve been with Wings Financial for over five years, and my passion comes from helping people define and achieve their financial goals. I have Series 6, Series 7, Series 63, and Series 65 securities licenses and am also licensed in life and health insurance.

    Born and raised in Independence, Minnesota, by two hardworking, middle-class parents, I have a passion for helping others. My free time is spent with friends, on the golf course, playing sports, and being outdoors.

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    Schedule a meeting with Matt.

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    Man in a shirt and tie sitting at the airport with his luggage and staring intently at his mobile phone

    Ask me anything.

    Should I invest in stocks, bonds, or both?
    Historically, bonds have been considered conservative investments; however, in the current interest rate environment, you can expect lower returns on your investment than in years past. Stocks, on the other hand, typically combine a certain amount of unpredictability in the short term with potential for higher investment returns long-term. My team and I here at Wings Financial Advisors will work with you to determine the appropriate mix of investments for your portfolio, taking into consideration your individual investment objectives, time horizon, and risk tolerance.
    Should I be more focused on paying off my debt or saving more for retirement?
    A big thing that I have been advising my clients to do lately is to refinance any mortgage or existing debt that they have. With interest rates currently near historical lows, I believe this is the best time to refinance any debt you may have. Not only will you be saving money each month, but you’ll be freed up to increase contributions toward retirement accounts. In my opinion, every person should be saving at least 10% of their income for retirement, but if you have the ability to save more, I would definitely recommend it.
    Who should consider working with a financial advisor?
    Whether someone is looking to consolidate their investments, seeking financial advice and/or retirement planning services, or if they are just getting started with their retirement savings, I believe that most people can benefit from speaking with one of our financial advisors. Our mission at WFA is to provide you with outstanding service, personalized recommendations, and always act in your best interest. I am personally dedicated to helping my clients plan for a successful retirement at every stage and would love the opportunity to work for you.