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Year-End New Member Bonus

Free checking.
Solid earnings. Plus up to $400 bonus cash!
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$200 checking bonus offer

To qualify for this special offer, join Wings and open the free checking account that's right for you – First Class Checking with rewards or High-Yield Checking with competitive yields – by December 31st, 2022 using promo code "YEARENDBONUS." Then, within 60 days, complete these three steps.

Set Up Direct Deposit

Establish a recurring direct deposit of $600 or more to your new checking account; or maintain an average daily balance of at least $2,000 in your account.

Sign Up for eDocuments

Opt in to eDocuments to get important account information more quickly and securely.

Use Your Wings Visa® Debit Card

Simply make five debit transactions of $25 or more each, anywhere Visa is accepted.

Up to $200 certificate bonus offer

Complete all checking requirements and open a Wings certificate account with a term of at least
12 months by December 31, 2022, to maximize your bonus!

Earn $100 Bonus

Deposit $10,000–24,999.99 into a certificate account with a term of 12+ months.

Earn $200 Bonus

Deposit $25,000+ into a certificate account with a term of 12+ months.

Lock in a Great Rate

You’ll earn a competitive return for the certificate’s entire term.

Membership is more than joining. It's belonging.

Here, you're not just a number in the system. You're a member-owner in one of the country's top credit unions. Wings Financial is a not-for-profit institution dedicated to helping members get ahead with money-saving services and real-life money skills. Take the next step – join the Wings family.

Become a Member

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Membership with a $5.00 minimum opening deposit required.

Savings & Checking Disclosure & Fee Schedule

Bonus Requirements and Disclosures: One offer per person; valid for U.S. residents only. Must be 18 years or older. Account must be opened between 11/1–12/31/22. Membership with a Share Savings account and $5 minimum opening deposit required; must be opened at the same time as checking account. New members and new recipients only: 1) Cannot have been a previous member (owner of a Primary Share account) of Wings Financial Credit Union in the last 12 months; 2) Cannot have previously received a new account bonus offer.

Checking Account Bonus Requirements: Each of the following must be completed using the same checking account within 60 days of account opening: 1) Recurring ACH direct deposit(s) totaling at least $600, or maintain an average daily balance of $2,000;1 2) eDocuments enrollment; 3) At least 5 net PIN or signature-based debit card transactions over $25 each. If requirements are met, bonus will be paid on 3/1/23 as a deposit to the Wings checking account; account must be in good standing (positive balance for the last 30 days) and have active recurring direct deposit and eDocuments enrollment at time of the promotional payment (3/1/23). Only applicable to personal checking accounts; not available for business, estate, ward, benefit or trust accounts. Must use promo code “YEARENDBONUS” at account opening. Current Annual Percentage Yield (APY) is 0.01% for First Class Checking. High-Yield Checking APY is 2.02% for balances up to $25,000 and 0.01%–2.02% for amounts over $25,000 if requirements are met.2 If requirements are not met, the APY is 0.01%. Rates are variable and subject to change.

Certificate Bonus Requirements: Complete all requirements above for the checking account offer, plus open a Wings certificate with a minimum balance of $10,000 and a term of at least 12 months to earn a $100 bonus. Or open a Wings certificate with a minimum balance of $25,000 and a term of at least 12 months to earn a $200 bonus. The certificate must be opened after the checking account and before 12/31/22. One certificate bonus per member. Certificate must still be open at the time of the promotional payment (3/1/23). If requirements are met, bonus will be paid on 3/1/23 as a deposit to the Wings checking account. Current rates range from 1.20% APY to 2.73% APY. Penalty applies for early withdrawal.

The maximum amount one member can earn during the promo period is $400 if all requirements are met.

1. Direct Deposit or Average Daily Balance Requirement: Qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security or other regular income into your Wings account. Income earned through self-employment or working an IRS-classified “Gig Economy” job do not qualify as direct deposit. If working a Gig Economy job or Direct Deposit is not offered by your employer, you may meet the deposit requirement by maintaining an average daily balance of $2,000 in your Wings account for the first 60 days the account is open.

2. High-Yield Checking Requirements: ACH direct deposit(s) of at least $300, eDocuments enrollment & 15 net PIN or signature-based debit transactions over $5 each in the 34 calendar days preceding the last business day of the month. Checking account rates are variable and subject to change.

If you do not meet the requirements for this offer, you will not receive the bonus. Disputes regarding promotion requirements must be submitted to Wings Financial Credit Union by 5/1/23 in branch, via phone, or online.