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Business Certificates

A great way to save for your company's future.

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A secure investment over a specific term.

Amplify your earnings with your choice of certificate accounts.

Business Certificate Account Rates

7-Month Special - New Money Only1 Dividend Rate Annual Percentage Yield
$500-$99,999.99 5.15% 5.25%
$100,000+ 5.13% 5.25%
7-Month Special2 Dividend Rate Annual Percentage Yield
$500-$99,999.99 4.86% 4.95%
$100,000+ 4.84% 4.95%
12-Month Special - New Money Only1 Dividend Rate Annual Percentage Yield
$500-$99,999.99 5.00% 5.10%
$100,000+ 4.98% 5.10%
12-Month Special2 Dividend Rate Annual Percentage Yield
$500-$99,999.99 4.72% 4.80%
$100,000+ 4.70% 4.80%

Rates effective as of May 22, 2024 and subject to change.
Membership with a $5 Share Account required.
Minimum balance to open certificates $500 (unless noted). Penalty applies for early withdrawal.
Annual Percentage Yields disclosed assume quarterly compounding for amounts less than $100,000 and monthly compounding for amounts $100,000 and greater.
New certificate deposits are limited each month. When new certificate deposit limit is reached each month, new certificate deposits will be discontinued until the beginning of the following month.
1New deposits only; must be opened in branch.
2New or existing deposits; must be opened in branch.

1 Year Dividend Rate Annual Percentage Yield
$500-$9,999.99 1.50% 1.51%
$10,000-$99,999.99 1.55% 1.56%
$100,000-$249,999.99 1.60% 1.61%
$250,000+ 1.65% 1.66%
2 Year Dividend Rate Annual Percentage Yield
$500-$9,999.99 1.65% 1.66%
$10,000-$99,999.99 1.70% 1.71%
$100,000-$249,999.99 1.75% 1.76%
$250,000+ 1.80% 1.81%
3 Year Dividend Rate Annual Percentage Yield
$500-$9,999.99 2.15% 2.17%
$10,000-$99,999.99 2.20% 2.22%
$100,000-$249,999.99 2.25% 2.27%
$250,000+ 2.30% 2.32%
4 Year Dividend Rate Annual Percentage Yield
$500-$9,999.99 2.35% 2.37%
$10,000-$99,999.99 2.40% 2.42%
$100,000-$249,999.99 2.45% 2.48%
$250,000+ 2.50% 2.53%
5 Year Step-Up1 Dividend Rate Annual Percentage Yield
$500-$9,999.99 2.40% 2.43%
$10,000-$99,999.99 2.45% 2.48%
$100,000-$249,999.99 2.50% 2.53%
$250,000+ 2.55% 2.58%
5 Year Dividend Rate Annual Percentage Yield
$500-$9,999.99 2.55% 2.58%
$10,000-$99,999.99 2.60% 2.63%
$100,000-$249,999.99 2.65% 2.68%
$250,000+ 2.70% 2.73%

Rates effective as of May 22, 2024 and subject to change.
1Business Step-Up Certificates may be stepped-up one time. The step up rate will be determined by the current 5 year standard term certificate rate and will apply to the remaining term of the certificate.

Annual Percentage Yields disclosed assume quarterly compounding for amounts less than $100,000 and monthly compounding for amounts $100,000 and greater. Minimum balance to open certificates $500. (Unless noted) Penalty applies for early withdrawal. New certificate deposits are limited each month. When new certificate deposit limit is reached each month, new certificate deposits will be discontinued until the beginning of the following month.

Membership with a $5 Share Account required.

Commercial loans can take you to the next level.

Looking to refinance an existing loan, invest in income property or expand your business footprint? A commercial loan from Wings Credit Union can give your business a place to grow.

More About Commercial Loans

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Open a business account today.

Business accounts must be opened in one of our branch locations. Simply tell us about your needs, and we'll walk you through the process.

Make an Appointment

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