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Business Rates

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Business Rates

Need extra space for your business to expand? Cost-effective account options to manage your finances? Wings Financial Credit Union offers Commercial Lending and Business Checking & Savings Accounts that can give your business a place to grow. See below for more information about Wings’ Business offerings and how to get started.

Learn More about Business Accounts

Business Checking & Savings Disclosure & Fee Schedule

Business Checking Accounts

Account Dividend Rate Annual Percentage Yield
Essential Business Checking N/A N/A
Select Business Checking N/A N/A
Advantage Business Checking 0.05% 0.05%
Rates effective as of January 1, 2022 and subject to change.
Above are prospective dividend rates for the current period.
Minimum Opening Deposit - $25

Membership with a $5 Share Account required.

Business Savings Accounts

Account Dividend Rate Annual Percentage Yield
Business Share Savings1 0.15% 0.15%
Everyday Business Savings 0.15% 0.15%
Rates effective as of January 1, 2022 and subject to change.
Above are prospective dividend rates for the current period.
1Minimum balance to open Share Account - $5

Premium Business Money Market Account

Account Balance Dividend Rate Annual Percentage Yield
Balances less than $9,999.99 0.10% 0.10%
Balances $10,000-$24,999.99 0.55% 0.55%
Balances $25,000-$99,999.99 0.60% 0.60%
Balances $100,000-$249,999.99 0.65% 0.65%
Balances $250,000 - $499,999.99 0.75% 0.75%
Balances $500,000+ 1.10% 1.11%
Rates effective as of September 21, 2022 and subject to change.
Above are prospective dividend rates for the current period.
Minimum Opening Deposit - $10,000

Membership with a $5 Share Account required.

Certificates

1 Year Dividend Rate Annual Percentage Yield
$500-$9,999.99 1.50% 1.51%
$10,000-$99,999.99 1.55% 1.56%
$100,000-$249,999.99 1.60% 1.61%
$250,000+ 1.65% 1.66%
14 Month Special Dividend Rate Annual Percentage Yield
$500-$99,999.99 3.25% 3.29%
$100,000+ 3.25% 3.30%
2 Year Dividend Rate Annual Percentage Yield
$500-$9,999.99 1.65% 1.66%
$10,000-$99,999.99 1.70% 1.71%
$100,000-$249,999.99 1.75% 1.76%
$250,000+ 1.80% 1.81%
3 Year Dividend Rate Annual Percentage Yield
$500-$9,999.99 2.15% 2.17%
$10,000-$99,999.99 2.20% 2.22%
$100,000-$249,999.99 2.25% 2.27%
$250,000+ 2.30% 2.32%
4 Year Dividend Rate Annual Percentage Yield
$500-$9,999.99 2.35% 2.37%
$10,000-$99,999.99 2.40% 2.42%
$100,000-$249,999.99 2.45% 2.48%
$250,000+ 2.50% 2.53%
5 Year Step-Up1 Dividend Rate Annual Percentage Yield
$500-$9,999.99 2.40% 2.43%
$10,000-$99,999.99 2.45% 2.48%
$100,000-$249,999.99 2.50% 2.53%
$250,000+ 2.55% 2.58%
5 Year Dividend Rate Annual Percentage Yield
$500-$9,999.99 2.55% 2.58%
$10,000-$99,999.99 2.60% 2.63%
$100,000-$249,999.99 2.65% 2.68%
$250,000+ 2.70% 2.73%
Rates Effective as of November 23, 2022 and subject to change.
1Business Step-Up Certificates may be stepped-up one time. The step up rate will be determined by the current 5 year standard term certificate rate and will apply to the remaining term of the certificate.

Annual Percentage Yields disclosed assume quarterly compounding for amounts less than $100,000 and monthly compounding for amounts $100,000 and greater. Minimum balance to open certificates $500. (Unless noted) Penalty applies for early withdrawal. New certificate deposits are limited each month. When new certificate deposit limit is reached each month, new certificate deposits will be discontinued until the beginning of the following month.

Membership with a $5 Share Account required.