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Borrow Smarter - Auto Loan

Give yourself some credit with a
Wings Auto Loan.
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Simplify your car shopping experience.

Get pre-approved for a Wings auto loan today and shop with confidence, knowing how much you can spend on your new vehicle. We make it easy to apply online, in the Wings Mobile App or over the phone. New, used or refinanced, we can help you fund the vehicle of your dreams with up to 100% financing.

Refinance and save.

Have a higher rate somewhere else? Refinance with Wings to see how much lower your monthly payments could be. Use our calculator to estimate your payment and when you’re ready to apply, complete our simple, online application.

Refinance Now

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Turn Member Rewards points into extra savings.

Now for a limited time, you can redeem Member Rewards points to reduce your loan rate by 0.50% on a new or refinanced Wings vehicle loan.

Not Earning Rewards? Enroll Now

Reduce Your Loan Rate

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Auto Loan Rates

Model Year: 2018 & Newer APR as Low as1 Payment per $1,000
36 Month Term 4.24% $29.63
48 Month Term 4.99% $23.02
60 Month Term 5.24% $18.98
72 Month Term 5.49% $16.33
84 Month Term 5.99% $14.60
Model Year: 2017 - 2014 APR as Low as1 Payment per $1,000
36 Month Term 4.49% $29.74
48 Month Term 5.24% $23.14
60 Month Term 5.49% $19.10
72 Month Term 5.74% $16.45
Model Year: 2013 & Older APR as Low as1 Payment per $1,000
36 Month Term 4.99% $29.97
48 Month Term 5.74% $23.37
60 Month Term 5.99% $19.33
1APR = Annual Percentage Rate. Rates effective as of December 1, 2022 and subject to change without notice. The rate will be determined by the rate in effect on the day the loan is funded.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Rates assume a 0.25% discount for automatic recurring payments from a Wings Checking or Savings account and a 0.25% discount for payroll direct deposit(s) totaling over $300 into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.

Stress-free car buying starts here.

The Wings Auto Resource Center is a powerful research and buying tool that makes it easy to shop and compare vehicles, research car values and history, request vehicle quotes, and apply for a car loan.

Visit the Auto Resource Center

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Let us help you get the financing you need.

We make it easy to apply for an auto loan. Apply today using our simple, online application and a loan representative will work with you to finalize your loan.

Apply Now

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