Affordable rates put you in the captain's seat.
Bass boats to deck boats, wakeboats to pontoons, an affordable Wings boat loan can get you on the water without getting in over your head.
New, Used or Refinanced
Get affordable financing for a new (or new-to-you) boat. Have a higher rate somewhere else? Bring it to Wings and see how much lower your monthly payment could be.
Money-Saving Rates
Since Wings is not-for-profit, members save with highly competitive rates.
Terms Up to 180 Months
Flexible terms give you a monthly payment that works for your budget. Choose a shorter term to avoid paying more interest, or a longer term for lower monthly payments.
Boat Loan Rates
Boat Loans | APR as Low as1 | Payment per $1,000 |
---|---|---|
60 Month Term | 6.24% | $19.44 |
72 Month Term | 6.74% | $16.92 |
84 Month Term | 7.74% | $15.46 |
120 Month Term ($30K min) | 8.49% | $12.39 |
180 Month Term ($50K min) | 8.74% | $9.99 |
1APR = Annual Percentage Rate. Rates effective as of October 4, 2024 and subject to change without notice. The rate will be determined by the rate in effect on the day the loan is funded.
Rates are based on an evaluation of your credit history and other factors, including the value, mileage, and age of the vehicle, so your rate may differ.
Vehicle loan rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Rates are based on an evaluation of your credit history and other factors, including the value, mileage, and age of the vehicle, so your rate may differ.
Vehicle loan rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Let us help you get the financing you need.
We make it easy to apply for a boat loan. Apply today using our simple, online application and a loan representative will work with you to finalize your loan.
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