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Boat Loans

Launch your best life on the water.

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Already a Member? Apply in CU Online

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Affordable rates put you in the captain's seat.

Bass boats to deck boats, wakeboats to pontoons, an affordable Wings boat loan can get you on the water without getting in over your head.

New, Used or Refinanced

Get affordable financing for a new (or new-to-you) boat. Have a higher rate somewhere else? Bring it to Wings and see how much lower your monthly payment could be.

Up to 100% Financing

Wings offers up to 100% financing, including license and fees, on all boat loans.

Terms Up to 180 Months

Flexible terms give you a monthly payment that works for your budget. Choose a shorter term to avoid paying more interest, or a longer term for lower monthly payments.

Turn Member Rewards points into extra savings.

Redeem Member Rewards points to reduce your loan rate by 0.50% on a new or refinanced Wings vehicle loan.

Not Earning Rewards? Enroll Now

Reduce Your Loan Rate

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Boat Loan Rates

Boat Loans APR as Low as1 Payment per $1,000
60 Month Term 6.24% $19.44
72 Month Term 6.74% $16.92
84 Month Term 7.74% $15.46
120 Month Term ($30K min) 8.49% $12.39
180 Month Term ($50K min) 8.74% $9.99
1APR = Annual Percentage Rate. Rates effective as of December 1, 2023 and subject to change without notice. The rate will be determined by the rate in effect on the day the loan is funded.
Rates are based on an evaluation of your credit history and other factors, including the value, mileage, and age of the vehicle, so your rate may differ.
Vehicle loan rates assume a 0.50% discount for payroll direct deposit(s) totaling over $300 into a Wings Checking or Savings account per month. Not applicable to Aircrafts.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.

Additional Resources

Savings, service, value. We'll help you take the next step forward, together.

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Auto Resource Center

Buying a car shouldn’t be stressful. The Wings Auto Resource Center is a powerful research and buying tool that makes it easy to shop and compare vehicles, research car values and history, request vehicle quotes, and apply for a loan.

Shop & Compare

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Auto Loans

Wings offers low-rate auto loans with up to 100% financing so you can shop with confidence, knowing exactly how much you can spend on your new vehicle. New, used or refinanced, we can help you fund the vehicle of your dreams.

Apply for an Auto Loan

Let us help you get the financing you need.

We make it easy to apply for a boat loan. Apply today using our simple, online application and a loan representative will work with you to finalize your loan.

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