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Member Cash Rewards Visa® Signature Credit Card

Cash in with cash back with a Member Cash Rewards Visa Signature Card.
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    Cash back makes every day better.

    From Monday takeout dinners to weekly fill-ups to summer getaways, the Member Cash Rewards Visa Signature card turns your purchases into cash back you can use any way you like.

    Manage My Cards

    Easily turn your cards on or off, set travel notifications or report your card lost or stolen all from your smart phone.

    Member Cash Rewards Visa Signature Card

    Credit Cards Annual Percentage Rate
    Member Cash Rewards Visa Signature - 0.00% introductory APR* for 12 months from account opening on purchases and balance transfers. After introductory rate: 14.20% - 18.00% variable APR

    *APR = Annual Percentage Rate.
    The APR will vary with the market based on the Prime Rate.
    Rates are based on an evaluation of your credit history and other factors, so your rate may differ.

    Visa Signature Credit Card Disclosure

    Got your phone? You've got your card.

    Forgot your wallet at home? No problem. Adding your Wings Visa card to your mobile wallet allows you to make payments at thousands of online stores and brick-and-mortar retailers.

    Get Started with Mobile Payments

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    Strengthen your defenses against credit card fraud.

    At Wings, we’re serious about protecting you from fraudulent activity on your credit card. Our automated Fraud Alert system can identify threats faster, notify you sooner and equip you with the tools you need to take immediate action against fraud.

    Learn More about Fraud Alerts

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    Get the benefits of being a Visa cardholder.

    Visa provides premium benefits for cardholders, including offers and perks on purchases, car rentals and secure online payments.

    Visa Offers + Perks

    Enjoy exclusive access to a wide variety of offers and deals, including travel, food and wine, dining, shopping, sports, entertainment and more. Explore to find your favorites.

    Visa Checkout

    Pay online the safe, simple and easy way using Visa Checkout and your Member Cash Rewards Visa Signature card. Visa Checkout offers a single solution for convenient and secure online payments.

    Common Questions About the Member Cash Rewards Credit Card

    See All FAQs

    How can I apply for a credit card online?

    To apply for a Wings Visa® Credit Card

    1. Please visit our Credit Cards page
    2. Take a look at the comparison chart to see which card is best for you and then click the link below the card details to be taken to that product page
    3.  
    4. Click on the "Apply Now" button to begin the application process

    Does Wings offer a rewards credit card?

    Yes, Wings offers two different rewards cards depending on your needs:

    The Wings Member Rewards Visa Signature Card for when you want premier card benefits, with flexible reward options and a low, variable rate:

    • 0.00% introductory APR for 12 months from account opening on purchases and balance transfers*. After that, After introductory rate: 14.20% - 18.00% variable APR variable APR*
    • 2 points for every $1 spent, double points for the first 90 days, 10,000 bonus points after spending $1,000 within the first 90 days.
    • $5,000 minimum credit limit

    The Wings Member Cash Rewards Visa Signature Card for when you want a premier card, with cash-back rewards and a low, variable rate:

    • 0.00% introductory APR for 12 months from account opening on purchases and balance transfers*. After that, After introductory rate: 14.20% - 18.00% variable APR variable APR*.
    • 1.5% cash-back rewards, $100 bonus after spending $1,000 in the first 90 days.
    • $5,000 minimum credit limit

    For more information on our Member Rewards platform, please visit this page.

    Is there a Cash Advance Fee on Wings Visa Credit Cards?

    Yes, there is a cash advance fee of $10 or 2% of the cash advance amount (whichever is greater).

    Why doesn't my Wings Credit Card appear automatically in Money Tracker?

    Wings Financial Credit Cards are housed on a separate system than our other products and services. Because of this, they currently must be set up manually like you would set up an external account. Simply search for Wings Financial Credit Union and provide your login information.