15-Month Special Certificate: 2.02% APY*
Affordable financing and a streamlined process.
Our Home Improvement Loan is a quick and easy way to get the financing you need – especially if you haven't built up much equity yet. This affordable, unsecured loan features a streamlined application process to get your home projects off the ground faster.
Affordable Fixed Rate
Home improvement loans offer a fixed rate, meaning your monthly payment won’t change during the life of your loan.
Lump-Sum Payment
Funds from a home improvement loan are distributed in a single, lump-sum payment, which is convenient when you have a specific project or need.
Simple Application
Unlike a home equity line of credit, a home improvement loan is an unsecured loan, with no equity or loan-to-value limitations, as well as no appraisal or lien requirements.
Home Improvement Loan Rates
| Home Improvement Loan | APR as Low as* | Payment per $1,000 |
| 48 Month Term | 6.99% | $23.94 |
| 60 Month Term | 8.99% | $20.75 |
| 72 Month Term | 10.99% | $19.03 |
Turn your plans into actions as you build equity.
A Home Improvement Loan allows you to tackle home renovation and home repair projects when you don’t have a lot of equity to draw from. With loan amounts up to $50,000, we offer three term options so you can choose the payback plan that works best for your budget.
Common Questions About Home Improvement Loans.
What is the maximum amount I can borrow for a Home Improvement Loan?
You can borrow up to $50,000 with a Home Improvement Loan.
Get in. Get help. Get on your way.
Appointment Concierge is a scheduling service that helps you get prompt, face-to-face service on your schedule. Schedule as far out as 15 days, or as little as 2 hours ahead. Tell us about your needs, so we’re ready to help.
Helping you reach your goals.
Get details and guidance about savings, checking, loans and more. We’ll help you take the next step forward, together.
HomeAdvantage
In partnership with CU Realty Services, Wings Financial offers access to trusted agents, MLS listings, and Cash Rewards for your sale or purchase. Members who work with a HomeAdvantage® agent earn an average of $1,500 back in savings!
Home Insurance
Homeowners Insurance, Renters Insurance, and Condo Insurance provide financial protection against damage and disasters inside and outside your residence. It helps keep your home in tip-top shape while keeping your pocketbook safe.
Flex-Line HELOC
You bought your home, you’ve been making regular payments, and you’ve built up equity. Now it’s time to put that equity to work for you. Secure low-cost financing when you need it with a Flex-Line Home Equity Line of Credit.
*APR = Annual Percentage Rate. Rates are based on an evaluation of your credit history and other factors, so your rate may differ. All loans subject to approval. Speak to a loan officer for details.
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Apple Valley | Blaine | Brooklyn Center | Chaska | Chisholm | Coon Rapids | Eagan | Eden Prairie | Edina | Highgrove | Lakeville | Maple Grove | Minneapolis - Central Avenue | Minneapolis - Chicago Ave | Minneapolis - Government Center | Minneapolis - Rand Tower | Minnetonka | Otsego | Plymouth | Savage | Thief River Falls | Woodbury | Orlando | Atlanta | Detroit/Romulus | Detroit Airport - McNamara Terminal | Seatac | Apple Valley Mortgage | Delta Building C | MSP International Airport
