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First Class Checking

Get everyday simplicity, plus dividends & rewards, with a First Class Checking account.
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    Unlock the potential of rewards and benefits.

    The Wings First Class Checking account is a simplified checking account with rewards potential, so you can enjoy exceptional checking benefits and easy access from anywhere.

    Earn Rewards

    We make it easy to earn points for the simple things you do every day. 
    Earn Rewards

    Free ATM Withdrawals

    Access our network of more than 80,000 surcharge free ATMs.
    Free ATM Withdrawals

    Digital Banking

    Keep track of your finances online with CU Online and on the go with the Wings Mobile App.
    Digital Banking

    First Class Checking Account Rates

    First Class Checking Account Dividend Rate Annual Percentage Yield
    First Class Checking Account 0.05% 0.05%

    Rates effective as of July 28, 2021 and subject to change.
    Membership with a $5.00 minimum opening deposit required.

    See All Rates

    Real life adds up. Why not get rewarded for it?

    With Wings Member Rewards, it’s easy to earn rewards for the simple purchases you make every day. From buying groceries and gas to shopping online, earn points that you can redeem for rewards you'll actually use.

    Learn about Member Rewards

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    Sometimes life needs a roadmap.

    Select a life guidance topic, and we'll show you the way there.

    Budgeting 101
    Building a budget is the first step toward saving for your goals, by giving you an understanding of how much you earn and spend each month, and what’s left over for savings. At Wings, we have the tools you need to get started.
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    Quit Your Bank, Join a Credit Union
    Switching from a bank to a credit union is a smart decision for you and your finances. Our members are co-owners, and we focus on improving service and returning value in the form of lower loan rates and higher deposit yields.
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    Buying a Car
    Buying a new is an exciting milestone, but it’s also a financial commitment. Wings Financial will keep the process of securing financing for your new vehicle fun, fast, and fit for your lifestyle. We’ll get you on the road the right way.
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    Browse All Guidance Topics

    Common Questions About First Class Checking

    View All FAQs

    How can I open a First Class Checking account?

    You can open an account online or in one of our branch locations.

    Where can I find the current rate for a First Class Checking account?

    Please refer to our Savings Rates page for the most up-to-date rates at this time.

    Helping you reach your goals.

    Get details and guidance about savings, checking, loans and more. We’ll help you take the next step forward, together.

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    Credit Cards

    Our three Visa® Credit Cards come with features and benefits that were built with you in mind. With lower fees, easier payment options and mobile card management options, you can choose from cards that earn points or give cash back.

    Earn Rewards

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    High-Yield Checking

    Combine easy access to your money with the earning potential of a savings account and see why a High-Yield Checking account is perfect for you. Qualifying balances can earn higher monthly dividends to add more back to your account.

    Boost your Rate

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    Savings

    Find the right savings account to fit your financial goals, whether you’re saving for a house or the holidays. With competitive yields and a variety of secure savings options, we can help you and your family save for the future.

    Learn about Savings Options

    Savings & Checking Disclosure & Fee Schedule

    Open a First Class Checking account at: