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First Class Checking

Get everyday simplicity, plus dividends & rewards, with a First Class Checking account.
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    Unlock the potential of rewards and benefits.

    The Wings First Class Checking account is a simplified checking account with rewards potential, so you can enjoy exceptional checking benefits and easy access from anywhere.

    Earn Rewards

    We make it easy to earn points for the simple things you do every day. 

    Free ATM Withdrawals

    Access our network of more than 80,000 surcharge free ATMs.

    Digital Banking

    Keep track of your finances with CU Online and on-the-go with the Wings Mobile App.

    First Class Checking Account Rates

    First Class Checking Account Dividend Rate Annual Percentage Yield
    First Class Checking Account 0.01% 0.01%

    Rates effective as of January 1, 2022 and subject to change.
    Above are prospective dividend rates for the current period.
    Membership with a $5 Share Account required.

    Real life adds up. Why not get rewarded for it?

    With Wings Member Rewards, it’s easy to earn rewards for the simple purchases you make every day. From buying groceries and gas to shopping online, earn points that you can redeem for rewards you'll actually use. 

    Learn about Member Rewards

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    A layer of protection for your account. Standard.

    Overdraft Protection uses available funds from a linked account to cover your transactions if you don’t have enough money in your checking account.

    In the case that an overdraft occurs, a transfer takes place once per day to bring the checking account to a positive balance. Overdraft Protection is automatically set up from your Share Savings account. You can also add a line of credit, another checking account, Money Manager, and/or additional savings accounts, up to a total of four accounts, as Overdraft Protection.

    In addition, Overdraft Protection Plus offers an extra layer of protection in the case that Overdraft Protection is insufficient for your needs. (Opt-in required. A fee will apply if this service is used. ODP+ Agreement and Disclosure.)

    Add Additional Accounts as Overdraft Protection

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    Common Questions About First Class Checking

    View All FAQs

    How can I open a First Class Checking account?

    You can open an account online or in one of our branch locations.