Fraudsters will prey on a victim's willingness to help. They may portray themselves as a family member or old friend in need of urgent monetary help. They'll tell victims to lie to their financial institution about why funds are really being sent – and will make the need as urgent as possible. They may request funds through online money transmission services, cryptocurrency transfers or wire transfers.
Tech Support Scams
Perpetrators pretend to be a reputable tech-support vendor, convincing victims to allow them to access their computer or device remotely. They may offer a refund for services and ask the victim to log into their online banking site. No legitimate vendor will require you to do this!
Card Cracking/Check Depositing
A con artist asks the victim to make a deposit on their behalf or provide login information for their online banking, so they can deposit funds to the victim's account. They then request that money be sent back via online transfer services or gift cards. The deposited check is often found to be fraudulent, leaving the victim out the money from both transactions.
Scammers will advertise jobs on legitimate job sites, with the goal of obtaining money or personal information. They may have you complete a W2, or ask you to deposit a check that you would keep a portion of. The deposited check is often found to be fraudulent, and the victim will be responsible for the full check amount.
Fraudsters will send out links via text message posing as a victim’s financial institution. These text messages may tell the victim that something is wrong with their account and prompt them with a link to login to a fake online banking platform. When victims click the link and enter their online banking information, fraudsters then have the victim's online credentials and full access to their information and accounts