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Wings Visa® Platinum Credit Card

Get our lowest everyday rate, plus rewards, with the Visa Platinum Card.

Apply Now

Already a Member? Apply Within CU Online

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Savings, convenience, control.

The Wings Visa Platinum card puts you in control. Not only will you get a low interest rate, every purchase also helps you earn Wings Member Rewards points (enrollment required). It all comes with our standard card benefits of fewer fees, simpler payment options and powerful card management features.

0.00% Introductory APR 

Valid for 12 months from account opening on purchases and balance transfers. After introductory rate: 13.40% - 18.00% variable APR.
0.00% Introductory APR 

Earn 1 Point for Every $1 Spent 

From your daily latte to monthly bills, earn points on every purchase after enrollment.

Contactless Enabled Cards

Enjoy a faster, easier and secure way of paying.
Contactless Enabled Cards

Fewer Fees

No annual, balance transfer, or foreign transaction fees.

Manage My Cards

Easily turn your cards on or off, set travel notifications or report your card lost or stolen all from your smartphone.
Manage My Cards

Visa’s Zero Liability Policy 

Visa’s guarantee that you won’t be held responsible for unauthorized charges made with your account or account information.*

*Cardholders must use care in protecting their card and notify Wings Financial immediately of any unauthorized use.

Wings Visa Platinum Rates

Visa Platinum Introductory Rate Annual Percentage Rate
Visa Platinum Credit Card 0.00% introductory APR* for 12 months from account opening on purchases and balance transfers. After introductory rate: 13.40% - 18.00% variable APR

*APR = Annual Percentage Rate.
The APR will vary with the market based on the Prime Rate.
Rates are based on an evaluation of your credit history and other factors.

Visa Platinum Credit Card Disclosure
Pricing and Terms

Strengthen your defenses against credit card fraud.

At Wings, we’re serious about protecting you from fraudulent activity on your credit card. Our automated Fraud Alert system can identify threats faster, notify you sooner and equip you with the tools you need to take immediate action against fraud.

More about Fraud Alerts

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Real life adds up. Get rewarded for it.

Earn points on signature-based purchases, then redeem them for rewards that match your life – from gift cards, name-brand merchandise, travel or even directly with some of your favorite online retailers.

Start Earning with Member Rewards

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Get the benefits of being a Visa cardholder.

Visa provides premium benefits for cardholders, including offers and perks on purchases, car rentals and secure online payments.

Visa Offers + Perks

Visa provides premium benefits for cardholders, including offers and perks on purchases, car rentals and secure online payments.
Visa Offers + Perks

Auto Rental Collision Damage Waiver

At no additional cost, receive coverage for damage due to collision or theft. Just charge your entire rental transaction to your eligible Visa® card and decline the rental company’s collision damage waiver. 

Visa Checkout

Visa provides premium benefits for cardholders, including offers and perks on purchases, car rentals and secure online payments.
Visa Checkout

Common Questions About Wings Visa Platinum

See All FAQs

Is there a Cash Advance Fee on Wings Visa Credit Cards?

Yes, there is a cash advance fee of $10 or 2% of the cash advance amount (whichever is greater).

How can I apply for a credit card online?

To apply for a Wings Visa® Credit Card

  1. Please visit our Credit Cards page
  2. Take a look at the comparison chart to see which card is best for you and then click the link below the card details to be taken to that product page
  3. Click on the "Apply Now" button to begin the application process

How can I make credit card payments?

Credit card payments can be paid by a few different ways:

  1. Use "Transfers/Payments" under "Move Money" in CU Online
  2. Through "Transfer Money" in the Wings Mobile App
  3. Over the phone by calling 800 692-2274 where a Member Service Representative will be able to assist you
  4. By mailing payment to:

    Wings Credit Union
    Attn: Credit Card Payments
    14985 Glazier Avenue, Suite 100
    Apple Valley, MN 55124

Helping you reach your goals.

Get details and guidance about savings, checking, loans and more. We’ll help you take the next step forward, together.

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Member Rewards Card

The Wings Member Rewards Visa Signature® card transforms ordinary tasks into something special. Every purchase gets you closer to an exciting collection of rewards, including gift cards, merchandise, travel and more.

Earn Rewards

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Member Cash Rewards Card

The Wings Member Cash Rewards Visa Signature® card makes every day better. From Monday takeout dinners to weekly fill-ups to summer getaways, this card turns your purchases into cash back you can use any way you like.

Get Cash Back

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Debit Card

Enjoy convenient cash access and secure purchasing power everywhere Visa is accepted worldwide with a Wings Visa Debit Card. A national network of more than 80,000 ATMs and digital banking tools lets you easily access your account.

More about Debit Cards

Open a Platinum Credit Card at: