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Checking Accounts

Whether you're looking for a simple banking experience or to increase your dividend earning potential, there's a checking account that's perfect for you.

First Class Checking

Designed for members looking to maximize Member Rewards points

 

No monthly service charge, fewer & lower fees

Earn dividends with no minimum balance

Valuable rewards available with Wings Member Rewards

Free first box of checks*

Free Bill Payer service*

Free ATM access*

High-Yield Checking

Designed for members looking to maximize dividend earnings

 

Earn 2.02% APY on balances up to $25,000†

No monthly service charge, fewer & lower fees

Earn dividends with no minimum balance

Free first box of checks*

Free Bill Payer service*

Free ATM access*
 

MORE ABOUT HIGH-YIELD CHECKING


Open a First Class Checking Account


Open a High-Yield Checking Account

First Class Checking

Designed for members looking to maximize dividend earnings

 

No monthly service charge, fewer & lower fees

Earn dividends with no minimum balance

Valuable rewards available with Wings Member Rewards

Free first box of checks*

Free Bill Payer service*

Free ATM access*

Open a First Class Checking Account

 

Members:

OPEN FIRST CLASS
CHECKING ACCOUNT

High-Yield Checking

Designed for members looking to maximize dividend earnings

 

Earn up to 2.02% APY on balances up to $25,000†

No monthly service charge, fewer & lower fees

Earn dividends with no minimum balance

Free first box of checks*

Free Bill Payer service*

Free ATM access*


MORE ABOUT HIGH-YIELD CHECKING


Open a High-Yield Checking Account

 

Members:

OPEN HIGH-YIELD
CHECKING ACCOUNT

 

 

Not a Member?:

JOIN TODAY

Not a Member?:

JOIN TODAY
 
 

Learn More:

Savings Rates | Saving for a Goal Calculator | Member Rewards | ClickSWITCH

 

*The first box of checks is free (shipping not included) and must be ordered by phone or in person. Future orders may be ordered online. This offer does not affect Wings' current policy of waiving the check printing fees (one box per year; shipping not included) for members age 65 and over.
*Note: 10 FREE withdrawals in a statement period at ATMs not owned by Wings Financial. $2.50 for each transaction for the remainder of the month. Approval required. ATM card may be substituted if denied.
*Bill Payer is free when you pay a minimum of 3 bills per month; otherwise a fee of $5.95 applies.

*APY Annual Percentage Yield.

Rates current as of 11/13/2019 and subject to change.

HIGH-YIELD CHECKING REQUIREMENTS

Balance Rate Annual Percentage Yield (APY)
If requirements are met:    
$0 - 25,000.00 2.00% 2.02%
$25,000.01+1 0.05% 0.05 - 2.02%
If requirements are not met: 0.05% 0.05%
 

1If rate requirements are met, the APY will vary based on the balance in the account. The rate paid on balances up to $25,000 will be 2.00% and the rate paid on balances over $25,000 will be 0.05%.

 

RATE REQUIREMENTS
To earn the higher dividend rate, members must meet the following requirements:

  • Must be enrolled in eDocuments
  • Must have ACH direct deposit(s) totaling over $300 in the 34 calendar days preceding the last day of the month
  • Must have 15 net PIN or signature point-of-sale debit card transactions over $5 in the 34 calendar days preceding the last day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 and subtracting any PIN or signature point-of-sale debit return transactions processed during that period.
 

Membership with a $5.00 minimum opening deposit required.

Savings & Checking Disclosure & Fee Schedule

Learn More:

Savings Rates | Saving for a Goal Calculator | Member Rewards | ClickSWITCH

 

*The first box of checks is free (shipping not included) and must be ordered by phone or in person. Future orders may be ordered online. This offer does not affect Wings' current policy of waiving the check printing fees (one box per year; shipping not included) for members age 65 and over.
*Note: 10 FREE withdrawals in a statement period at ATMs not owned by Wings Financial. $2.50 for each transaction for the remainder of the month. Approval required. ATM card may be substituted if denied.
*Bill Payer is free when you pay a minimum of 3 bills per month; otherwise a fee of $5.95 applies.

*APY Annual Percentage Yield.

Rates current as of 11/13/2019 and subject to change.

HIGH-YIELD CHECKING REQUIREMENTS

Rate Table for High-Yield Checking

 

If requirements are met:

BALANCE:

$0-25,000.00

RATE:

2.00%

ANNUAL PERCENTAGE YIELD (APY)

2.02%

 

BALANCE:

$25,000.01+1

RATE:

0.05%

ANNUAL PERCENTAGE YIELD (APY)

0.05 - 2.02%

 

If requirements are not met:

RATE:

0.05%

ANNUAL PERCENTAGE YIELD (APY)

0.05%

 

1If rate requirements are met, the APY will vary based on the balance in the account. The rate paid on balances up to $25,000 will be 2.00% and the rate paid on balances over $25,000 will be 0.05%.

 

RATE REQUIREMENTS
To earn the higher dividend rate, members must meet the following requirements:

  • Must be enrolled in eDocuments
  • Must have ACH direct deposit(s) totaling over $300 in the 34 calendar days preceding the last day of the month
  • Must have 15 net PIN or signature point-of-sale debit card transactions over $5 in the 34 calendar days preceding the last day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 and subtracting any PIN or signature point-of-sale debit return transactions processed during that period.
 

Membership with a $5.00 minimum opening deposit required.

Savings & Checking Disclosure & Fee Schedule