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Guaranteed Asset Protection (GAP) Plus

Essential protection for your vehicle loan and finances.

Become a Member
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Financial protection for what your auto insurance may not cover.

If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. GAP may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss.

GAP with Deductible Assistance is designed to provide financial relief when your vehicle is damaged, but not deemed a total loss. If auto repairs cost more than your deductible, the deductible amount is applied to your loan, reducing what you owe. Talk to us today about how we can help protect you from sudden out-of-pocket expenses.

Call 952-997-8000 ext. 7500 to enroll.

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Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP is not available for CA residents.

GAP-3415672.2-0522-0624 CUNA Mutual Group ©2022, All Rights Reserved.

Need to file a claim?

If you elected Guaranteed Asset Protection on your loan, you can use the form below to begin the claims process.

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Once you submit the form, you will receive a confirmation email. A Wings loan representative will then contact you directly to assist.