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Home Equity Loans

Make projects possible with a Home Equity Loan.
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Father and son looking at blueprints while standing over a kitchen island that is being renovated

    Transform your home with convenient, low-cost financing.

    Home Equity Loans offer convenient, low-cost financing for home improvements. A Home Equity Line of Credit (HELOC) can be used to finance virtually anything, from home projects to travel and more. It can also help you save money by refinancing or consolidating higher-rate loans.

    Compare & find the best account for you. Home Equity Line of Credit Home Improvement Loan


    A revolving line of credit that offers low rates, because the equity in your home is used as collateral.

    Paid in a single disbursement; offers a fixed rate and a fixed monthly payment. Unsecured loan with no equity requirement.

    Loan Amounts

    Line amounts up to $150,000

    Loan amounts up to $50,000

    Length of Term

    Draw period of up to 10 years

    Term lengths of 48, 60, or 72 months

    Special Features

    Make interest-only payments during draw period (80% LTV only)

    Enjoy predictable monthly payments

    Closing Costs

    Closing costs waived up to $300 with $10,000 initial draw (excluding appraisal if required)

    No closing costs; no appraisal or lien required

      HELOC Details Home Improvement Loan Details

    Special HELOC offer:
    1.99% APR* intro rate

    Today's home is doing double duty…and often more. If you could use some extra space or an updated view, Wings Financial can help. Take advantage of this special 1.99% APR* introductory rate for 6 months, then our low variable rate afterwards.

    Get Started Today

    Man and woman renovating kitchen surfaces

    *APR = Annual Percentage Rate. Introductory rate of 1.99% valid on 80% loan-to-value (LTV) HELOC for the first 6 months from the time of closing. After that, rates as low as 3.49% and are variable and subject to change monthly. For current rates, visit The maximum APR is 18%. Closing costs may vary by state. The average cost is $300, but can range from $50 to $1,800. Interest-only payments only available for loans approved at 80% LTV.

    Get in. Get help. Get on your way.

    Appointment Concierge is a scheduling service that helps you get prompt, face-to-face service on your schedule. Schedule as far out as 15 days, or as little as 2 hours ahead. Tell us about your needs, so we’re ready to help.

    Schedule an Appointment

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    Apply online, any time that’s convenient for you.

    Wings Financial makes it easy for you to apply for a loan when the time is right for you. Complete a simple online application and learn about your loan options in seconds. If approved, a representative will contact you to finalize the details.

    Apply for a HELOC

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