All offices will be closed on Wednesday, June 19th, in observance of Juneteenth.

New! Digital Banking Sign In

Get Our Mobile App

Home Equity Loan

Give yourself some credit with a Wings Home Equity Loan

Apply Now

Already a member? Apply Within Digital Banking

couple going through documents on their couch_480x480

That’s a smart move, choosing a Wings home equity line.

Remodel, refresh or reconfigure your home with a Wings home equity line of credit! Take advantage of a rate discount or closing cost savings on HELOC applications received between May 15 and June 30, 2024:

  • 0.50% rate discount
  • Up to $500 off closing costs

Apply for a HELOC

*APR = Annual Percentage Rate. Rate discount valid on newly originated 80% and 90% loan-to-value (LTV) HELOC applications received between 5/15–6/30/24. Not valid on internal refinances. HELOC rates are variable and subject to change. Rates range from 8.25%–15.75%; maximum APR is 18%. Closing costs vary by state. The average cost is $500 but can range from $50–$3,000.

woman standing in her kitchen selecting paint swatches

Transform your home with convenient, low-cost financing.

Home Equity Loans offer convenient, low-cost financing for home improvements. A Home Equity Line of Credit (HELOC) can be used to finance virtually anything, from home projects to travel and more. It can also help you save money by refinancing or consolidating higher-rate loans.

Compare & find the best account for you.

Home Equity Line of Credit Home Improvement Loan


A revolving line of credit that offers low rates, because the equity in your home is used as collateral.

Paid in a single disbursement; offers a fixed rate and a fixed monthly payment. Unsecured loan with no equity requirement.

Loan Amounts

Line amounts up to $150,000

Loan amounts up to $50,000

Length of Term

Draw period of up to 10 years

Term lengths of 48, 60, or 72 months

Special Features

Make interest-only payments during draw period (80% LTV only)

Enjoy predictable monthly payments

Closing Costs

Closing costs vary by state. The average is $300, but can range from $50 to $3,000.

No closing costs; no appraisal or lien required

Get in. Get help. Get on your way.

Make an appointment to get prompt, face-to-face service on your schedule. Schedule as far out as 15 days, or as little as 2 hours ahead. Tell us about your needs, so we’re ready to help.

Make an Appointment

Younger couple looking at an iPad on a couch sorrounded by moving boxes in their new home

Apply online, any time that’s convenient for you.

Wings makes it easy for you to apply for a loan when the time is right for you. Complete a simple online application and learn about your loan options in seconds. If approved, a representative will contact you to finalize the details.

Apply for a HELOC

Not a Member?