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Remodel, refresh or reconfigure your home with a special low rate on a Wings home equity line of credit! Take advantage of low introductory rates on HELOC applications received between March 27 and April 30, 2023:
*APR = Annual Percentage Rate. Introductory rate valid on a newly originated 80% and 90% loan-to-value (LTV) HELOC applications received between 3/27-4/30/23. Not valid for internal refinances. HELOC rates are variable and subject to change; maximum APR is 18%. Closing costs can range from $50–$3,000. Membership with a $5 Share Savings account required.
Home Equity Loans offer convenient, low-cost financing for home improvements. A Home Equity Line of Credit (HELOC) can be used to finance virtually anything, from home projects to travel and more. It can also help you save money by refinancing or consolidating higher-rate loans.
| Home Equity Line of Credit | Home Improvement Loan | |
|---|---|---|
|
Overview |
A revolving line of credit that offers low rates, because the equity in your home is used as collateral. |
Paid in a single disbursement; offers a fixed rate and a fixed monthly payment. Unsecured loan with no equity requirement. |
|
Loan Amounts |
Line amounts up to $150,000 |
Loan amounts up to $50,000 |
|
Length of Term |
Draw period of up to 10 years |
Term lengths of 48, 60, or 72 months |
|
Special Features |
Make interest-only payments during draw period (80% LTV only) |
Enjoy predictable monthly payments |
|
Closing Costs |
Closing costs waived up to $300 (excluding appraisal if required) |
No closing costs; no appraisal or lien required |
| HELOC Details | Home Improvement Loan Details |
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