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Borrow Smarter - Home Equity Loan

Give yourself some credit with a
Wings Home Equity Loan.

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woman doing yoga on the back porch

That’s a smart move, choosing a Wings home equity line.

Remodel, refresh or reconfigure your home with a special low rate on a Wings home equity line of credit! Take advantage of low introductory rates on HELOC applications received between March 27 and April 30, 2023:

  • 2.99% intro APR* for 6 months
  • 4.99% intro APR* for 12 months
    (Then 7.50–14.00% APR)

Apply for a HELOC

*APR = Annual Percentage Rate. Introductory rate valid on a newly originated 80% and 90% loan-to-value (LTV) HELOC applications received between 3/27-4/30/23. Not valid for internal refinances. HELOC rates are variable and subject to change; maximum APR is 18%. Closing costs can range from $50–$3,000. Membership with a $5 Share Savings account required.

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Transform your home with convenient, low-cost financing.

Home Equity Loans offer convenient, low-cost financing for home improvements. A Home Equity Line of Credit (HELOC) can be used to finance virtually anything, from home projects to travel and more. It can also help you save money by refinancing or consolidating higher-rate loans.

Compare & find the best account for you.

Home Equity Line of Credit Home Improvement Loan


A revolving line of credit that offers low rates, because the equity in your home is used as collateral.

Paid in a single disbursement; offers a fixed rate and a fixed monthly payment. Unsecured loan with no equity requirement.

Loan Amounts

Line amounts up to $150,000

Loan amounts up to $50,000

Length of Term

Draw period of up to 10 years

Term lengths of 48, 60, or 72 months

Special Features

Make interest-only payments during draw period (80% LTV only)

Enjoy predictable monthly payments

Closing Costs

Closing costs waived up to $300 (excluding appraisal if required)

No closing costs; no appraisal or lien required

  HELOC Details Home Improvement Loan Details

Get in. Get help. Get on your way.

Appointment Concierge is a scheduling service that helps you get prompt, face-to-face service on your schedule. Schedule as far out as 15 days, or as little as 2 hours ahead. Tell us about your needs, so we’re ready to help.

Make an Appointment

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Apply online, any time that’s convenient for you.

Wings Financial makes it easy for you to apply for a loan when the time is right for you. Complete a simple online application and learn about your loan options in seconds. If approved, a representative will contact you to finalize the details.

Apply for a HELOC

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