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Take advantage of a locked in rate and term with certificates from Wings. With terms from three months to five years, our certificates give you a safe, secure investment option.
*Minimum balance to open certificates $500 (unless noted). Penalty applies for early withdrawal.
| 3 Month | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500-$9,999.99 | 0.95% | 0.95% |
| $10,000- $99,999.99 | 1.00% | 1.00% |
| $100,000-$249,999.99 | 1.05% | 1.05% |
| $250,000+ | 1.10% | 1.11% |
| 6 Month | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500-$9,999.99 | 1.10% | 1.10% |
| $10,000- $99,999.99 | 1.15% | 1.15% |
| $100,000-$249,999.99 | 1.20% | 1.21% |
| $250,000+ | 1.25% | 1.26% |
| 11 Month Special1 | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500-$99,999.99 | 5.20% | 5.30% |
| $100,000+ | 5.20% | 5.33% |
| 1 Year | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500-$9,999.99 | 1.50% | 1.51% |
| $10,000- $99,999.99 | 1.55% | 1.56% |
| $100,000-$249,999.99 | 1.60% | 1.61% |
| $250,000+ | 1.65% | 1.66% |
| 13 Month Special3 | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500-$99,999.99 | 4.90% | 5.00% |
| $100,000+ | 4.90% | 5.01% |
| 12 Month Add-On2 | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500+ | 1.45% | 1.46% |
| 2 Year | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500-$9,999.99 | 1.65% | 1.66% |
| $10,000- $99,999.99 | 1.70% | 1.71% |
| $100,000-$249,999.99 | 1.75% | 1.76% |
| $250,000+ | 1.80% | 1.81% |
| 3 Year | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500-$9,999.99 | 2.15% | 2.17% |
| $10,000- $99,999.99 | 2.20% | 2.22% |
| $100,000-$249,999.99 | 2.25% | 2.27% |
| $250,000+ | 2.30% | 2.32% |
| 4 Year | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500-$9,999.99 | 2.35% | 2.37% |
| $10,000- $99,999.99 | 2.40% | 2.42% |
| $100,000-$249,999.99 | 2.45% | 2.48% |
| $250,000+ | 2.50% | 2.53% |
| 5 Year Step-Up4 | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500-$9,999.99 | 2.40% | 2.43% |
| $10,000- $99,999.99 | 2.45% | 2.48% |
| $100,000-$249,999.99 | 2.50% | 2.53% |
| $250,000+ | 2.55% | 2.58% |
| 5 Year | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $500-$9,999.99 | 2.55% | 2.58% |
| $10,000- $99,999.99 | 2.60% | 2.63% |
| $100,000-$249,999.99 | 2.65% | 2.68% |
| $250,000+ | 2.70% | 2.73% |
Rates effective as of September 29, 2023 and subject to change.
Membership with a $5 Share Account required.
Minimum balance to open certificates $500 (unless noted). Penalty applies for early withdrawal.
Annual Percentage Yields disclosed assume quarterly compounding for amounts less than $100,000 and monthly compounding for amounts $100,000 and greater.
New certificate deposits are limited each month. When new certificate deposit limit is reached each month, new certificate deposits will be discontinued until the beginning of the following month.
111 Month Special – New deposits only; must be opened in branch, by phone, or by chat.
212 Month Add-On – Allows unlimited deposits of $50 or more for the initial term of the certificate.
313 Month Special – New or existing deposits; open online, in branch or by phone.
4Step-Up Certificate - May be stepped-up one time. The step-up rate will be determined by the current 5 year standard term certificate rate and will apply to the remaining term of the certificate.
Yes, depending on the term length of your Certificate, the following penalties will apply:
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