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Savings Accounts

Reach your goals with the right Savings account.

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Save your money your way.

Find the right savings account to fit your financial goals, whether you’re saving for a house or the holidays. With competitive yields and a variety of secure savings options, we can help you and your family save for the future.

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Platinum Plus Savings: Earn up to 4.75% APY*

It's time to own some real savings. With Platinum Plus Savings, you'll earn 4.75% APY with no monthly fees or term commitments. Plus, enjoy the personal service and peace of mind that comes from banking with a credit union where you're not just a member, you're an owner.

Learn More about Platinum Plus Savings

Insured by NCUA. Rates effective as of May 1, 2024, and subject to change. *APY = Annual Percentage Yield. To receive the featured rate, one or more ACH direct deposit(s) totaling over $300 required in the 34 calendar days preceding the last day of the month. Platinum Plus Savings rate without direct deposit: 4.50% APY. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as direct deposit. Platinum Plus Savings requires a minimum opening balance of $25,000 (new deposits only); must maintain an average daily balance of $25,000 to earn the disclosed APY. Membership with a $5 Share Savings account required.

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Compare & find the best account for you.

Share Savings Platinum Plus Savings High-Yield Savings

Annual Percentage Yield


Up to 4.75%1

$0 - $10,000 0.10%
$10,000 - $49,999.991.31%
$50,000 - $249,999.99 1.46%
$250,000+ 1.56%

Minimum Balance Required to Open


$25,000 (new money only)


Average Daily Balance to Obtain APY




Dividend Crediting & Compounding




Free ATM Withdrawals2

At 80,000+ ATMs

At 80,000+ ATMs

At 80,000+ ATMs

Rates effective as of July 24, 2024 and subject to change. Above are prospective dividend rates for the current period.
Membership with a $5.00 minimum opening deposit required.

1ACH direct deposit(s) totaling over $300 required to obtain the displayed rate. If requirement is not met, the rate will be 0.25% lower.
ACH direct deposit = One or more ACH deposit totaling over $300 in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS classified “Gig Economy” job does not qualify as direct deposit.
Platinum Plus Savings rate without direct deposit: 4.50% APY.

2Note: 10 FREE withdrawals in a statement period at ATMs not owned by Wings Financial. $2.50 for each transaction for the remainder of the month. Approval required. ATM card may be substituted if denied.

Savings & Checking Disclosure & Fee Schedule

Manage your savings account on the go.

The Wings Mobile App lets you take care of deposits and payments, check balances and manage other financial must-dos on the go. So while we’d love for you to come visit in person, you really don’t have to.

Learn about the Mobile App

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Never worry about the holidays again.

Holiday Club accounts let you set aside a little savings each month for the holidays. It’s an easy way to save and get ready for the gift-giving season.

Learn about Holiday Club

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Common Questions about Savings Accounts

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What are the current savings rates?

For the most current and up to date rates, please visit our Savings Rates page.

Is my money safe?

Yes, credit union deposits are insured by the National Credit Union Administration (NCUA) per individual up to $250,000. The $250,000 in coverage applies to each share owner, per insured credit union, for each account ownership category. You can also use the NCUA’s Share Insurance Estimator to calculate insurance coverage.

Our team is here to help.

Click the button below to schedule an appointment or fill out the form and our team will contact you directly.

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Take the next step forward, together.

Wings is a not-for-profit institution dedicated to the well-being of our members, right now and into the future. Get started today, and we’ll help you start planning what’s next.

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