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Wings Member Rewards Visa Signature® Card

Member Rewards Visa Signature Card: Shop. Reward. Repeat.

Apply Now

Already a Member? Apply Within CU Online

Woman smiling while online shopping at laptop on a desk and hold a coffee mug and credit card

Reward yourself for everyday actions.

More than a payment tool, the Wings Member Rewards Visa Signature card transforms ordinary tasks into something special. Every purchase gets you closer to an exciting collection of rewards, including gift cards, merchandise, travel and more.

Earn 2 Points For Every $1 Spent

From your daily latte to your monthly bills, earn points on every purchase.

Bonus Points

Earn 10,000 bonus points after spending $1,000 within the first 90 days.

Contactless Enabled Cards

Enjoy a faster, easier and secure way of paying.
Contactless Enabled Cards

Less Fees

No annual, balance transfer, or foreign transaction fees.

Manage My Cards

Easily turn your cards on or off, set travel notifications or report your card lost or stolen all from your smart phone.
Manage My Cards

Turn Member Rewards points into extra savings.

Now for a limited time, you can redeem Member Rewards points to reduce your loan rate by 0.50% on a new or refinanced Wings vehicle loan.

Not Earning Rewards? Enroll Now

Reduce Your Loan Rate

MMBR_LoanRate_ImageSection_540x540

Member Rewards Visa Signature Rates

Member Rewards Visa Signature® Introductory Rate Annual Percentage Rate
Member Rewards Visa Signature Credit Card 0.00% introductory APR* for 12 months from account opening on purchases and balance transfers. After introductory rate: 18.00% variable APR

*APR = Annual Percentage Rate.
The APR will vary with the market based on the Prime Rate.
Rates are based on an evaluation of your credit history and other factors.

Visa Signature Credit Card Disclosure
Pricing and Terms

Got your phone? You've got your card.

Forgot your wallet at home? No problem. Adding your Wings Visa card to your mobile wallet allows you to make payments at thousands of online stores and brick-and-mortar retailers.

Get Started with Mobile Payments

Woman at coffee shop looking at her phone while holding a coffee cup

Secure your account with the press of a button.

Card lost or stolen? No problem. With Manage My Cards you can:

  • Report Card Lost or Stolen: Cards reported lost can be reactivated within 90 days. Stolen cards will be disabled and marked as stolen instantaneously.
  • Turn Card Off/On: Prevent your card from being used for any types of transactions.
  • Order a New Debit or Credit Card: Allows you to easily request a new card after reporting it lost/stolen.
  • Setup Travel Notifications: Prevent your card from being disabled when traveling.

More about Manage My Cards

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Get the benefits of being a Visa cardholder.

Visa provides premium benefits for cardholders, including offers and perks on purchases, car rentals and secure online payments.

Visa Offers + Perks

Enjoy exclusive access to a wide variety of offers and deals, including travel, food and wine, dining, shopping, sports, entertainment and more. Explore to find your favorites.
Visa Offers + Perks

Auto Rental Collision Damage Waiver

At no additional cost, receive coverage for damage due to collision or theft. Just charge your entire rental transaction to your eligible Visa Signature card and decline the rental company’s collision damage waiver.

Visa Checkout

Pay online the safe, simple and easy way using Visa Checkout and your Member Rewards Visa Signature card. Visa Checkout offers a single solution for convenient and secure online payments.
Visa Checkout

Common Questions About the Member Rewards Credit Card

See All FAQs

How can I make credit card payments?

Credit card payments can be paid by a few different ways:

  1. Use "Transfers/Payments" under "Move Money" in CU Online
  2. Through "Transfer Money" in the Wings Mobile App
  3. Over the phone by calling 800 692-2274 where a Member Service Representative will be able to assist you
  4. By mailing payment to:

    Wings Financial Credit Union
    Attn: Credit Card Payments
    14985 Glazier Avenue, Suite 100
    Apple Valley, MN 55124

How can I apply for a credit card online?

To apply for a Wings Visa® Credit Card

  1. Please visit our Credit Cards page
  2. Take a look at the comparison chart to see which card is best for you and then click the link below the card details to be taken to that product page
  3. Click on the "Apply Now" button to begin the application process

Is there a Cash Advance Fee on Wings Visa Credit Cards?

Yes, there is a cash advance fee of $10 or 2% of the cash advance amount (whichever is greater).

Helping you reach your goals.

Get details and guidance about savings, checking, loans and more. We’ll help you take the next step forward, together.

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Member Rewards

Wings Member Rewards makes it easy to earn points for the simple things you do every day. Plus, multiple earning methods help your points add up fast! Redeem your points for rewards like apparel, electronics, travel and gifts cards.

Learn about Member Rewards

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High-Yield Checking

Combine easy access to your money with the earning potential of a savings account and see why a High-Yield Checking account is perfect for you. Qualifying balances can earn higher monthly dividends to add more back to your account.

More about High-Yield Checking

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Member Cash Rewards Card

The Wings Member Cash Rewards Visa Signature® card makes every day better. From Monday takeout dinners to weekly fill-ups to summer getaways, this card turns your purchases into cash back you can use any way you like.

Get Cash Back

Open a Wings Member Rewards Credit Card at: