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Wings' personal loans and lines of credit offer low, fixed rates to help you handle any of life’s necessities. Use these funds to pay for a major purchase, family vacation, or as a rainy day fund.
| Line of Credit | Personal Loan | |
|---|---|---|
|
Overview |
Provides an ongoing, flexible source of funds, as well as low-cost checking overdraft protection. |
Paid in a single disbursement; offers a fixed rate and a predictable monthly payment. |
|
Repayment |
Revolving line of credit, available when you need it |
48-, 60-, and 72-month terms available |
|
Features |
No annual fee |
Can be used to consolidate debt |
| Personal Loan | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 48 Month Term | 11.24% | $25.96 |
| 60 Month Term | 13.24% | $22.88 |
| 72 Month Term | 15.24% | $21.28 |
1APR = Annual Percentage Rate. Rates effective as of June 9, 2023 and subject to change without notice.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ. Maximum APR is 18%.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
| Line of Credit | APR as Low as1 |
|---|---|
| Line of Credit | 12.99% |
1APR = Annual Percentage Rate. Rates effective as of June 9, 2023 and subject to change without notice.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
If you prefer making fixed payments over a set amount of time, you’ll want to consider a personal loan instead of a line of credit. We offer three term options so you can choose the payback plan that works best for your budget, and our Loan Officers can talk you through the borrowing process.
We make it easy to apply for a personal loan or line of credit. Apply today using our simple, online application and a loan representative will work with you to finalize your loan.
