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You bought your home, you’ve been making regular payments, and you’ve built up equity. Now it’s time to put that equity to work for you.
† Minimum redemption amount is 12,000 points for a savings of $100 towards closing costs. Points must be redeemed in increments of 12,000.
Home Equity Line of Credit | APR as Low as1 |
---|---|
Flex-Line HELOC – 80% loan-to-value | 8.25% |
Flex-Line HELOC – 90% loan-to-value | 9.75% |
1APR = Annual Percentage Rate.
Rates effective as of September 29, 2023 and subject to change without notice.
HELOC rates are variable and subject to change; maximum APR is 18%.
Closing costs can range from $50–$3,000.
Interest-only payments only available for loans approved at 80% LTV.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Use our calculator to determine the available equity in your home.
Yes, closing costs can range from $50 - $3,000. Wings will waive up to $300 (excluding appraisal if one is required).
A portion of your interest may be tax-deductible (consult your tax advisor).
A Home Improvement Loan is a one-time installment loan at a fixed rate, providing a single lump sum and predictable monthly payments over the loan’s term. The loan is not secured by a dwelling.
A Home Equity Line of Credit is a revolving, variable-rate line of credit you can draw on as is needed, over a time frame of up to 10 years.