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High-Yield Savings Account

Up your earnings with a High-Yield Savings account.
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    Make saving simpler with high yields.

    If you're looking to grow your savings with highly competitive rates, but want the flexibility to make withdrawals as needed*, our High-Yield Savings account could be the perfect solution.

    Digital Banking

    Keep track of your finances online with CU Online and on the go with the Wings Mobile App.

    High-Yield Savings Account Rates

    High-Yield Savings Account (also available as an IRA) Dividend Rate Annual Percentage Yield
    $0 - $9,999.99 0.10% 0.10%
    $10,000 - $49,999.99 0.30% 0.30%
    $50,000-$249,999.99 0.35% 0.35%
    $250,000+ 0.45% 0.45%

    Rates effective as of October 13, 2021 and subject to change. Above are prospective dividend rates for the current period.
    Membership with a $5.00 minimum opening deposit required.

    Common Questions About High-Yield Savings

    View All FAQs

    What types of Savings Accounts does Wings offer?

    Share Savings

    • The foundation for your relationship with Wings Financial Credit Union
    • Offers lifetime membership, NCUA security and a competitive yield
    • Earns more without being tied to a specific term
    • Access 24 hours a day, 7 days a week via CU Online, ATMs, Wings branches and CU PAL Phone banking

    High-Yield Savings

    • No minimum balance to earn dividends
    • No term commitment gives you ready access to your deposits
    • NCUA insurance for your peace of mind

    Custodial Accounts

    • Opened for minors under 18
    • Earn quarterly dividends like Share Savings accounts
    • Either the minor or custodian may make deposits, but only the custodian may make withdrawals

    Money Manager

    • Great way to save for something special like a vacation, a new computer or a wedding
    • A high-yield, no-risk investment
    • Save as much as you want, when you want
    • Make saving even easier with direct deposit or payroll deduction

    Coverdell Education Savings Accounts (CESA)

    • A nondeductible account that features tax-free withdrawals for a child’s education expenses
    • See our IRA page for more information

    IRA Savings Accounts

    • An individual retirement account that allows you to defer taxes on the earnings on your contributions until they are withdrawn.
    • See our IRA page for more information

    What are the current savings rates?

    For the most current and up to date rates please visit our Savings Rates page.

    Can a High-Yield Savings account be used as an IRA?