High-Yield Savings Account

Up your earnings with a High-Yield Savings account.

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Make saving simpler with high yields.

If you're looking to grow your savings with highly competitive rates, but want the flexibility to make withdrawals as needed*, our High-Yield Savings account could be the perfect solution.

No Monthly Fees

Avoid monthly or service fees as an active member.

No Minimum Balance Required

Open an account with no deposit down. Easily transfer money to your account after opening.

Digital Banking

Keep track of your finances online with CU Online and on the go with the Wings Mobile App.

High-Yield Savings Account Rates

High-Yield Savings Account (also available as an IRA)	Dividend Rate	Annual Percentage Yield
Balance $0 - $9,999.99	0.10%	0.10%
Balance $10,000 - $49,999.99	0.70%	0.70%
Balance $50,000-$249,999.99	0.80%	0.80%
Balance $250,000+	1.00%	1.00%

See All Rates

Common Questions About High-Yield Savings

View All FAQs

What types of Savings Accounts does Wings offer?

Share Savings

The foundation for your relationship with Wings Financial Credit Union
Offers lifetime membership, NCUA security and a competitive yield
Earns more without being tied to a specific term
Access 24 hours a day, 7 days a week via CU Online, ATMs, Wings branches and CU PAL Phone banking

High-Yield Savings

No minimum balance to earn dividends
No term commitment gives you ready access to your deposits
NCUA insurance for your peace of mind

Custodial Accounts

Opened for minors under 18
Earn quarterly dividends like Share Savings accounts
Either the minor or custodian may make deposits, but only the custodian may make withdrawals

Money Manager

Great way to save for something special like a vacation, a new computer or a wedding
A high-yield, no-risk investment
Save as much as you want, when you want
Make saving even easier with direct deposit or payroll deduction

Coverdell Education Savings Accounts (CESA)

A nondeductible account that features tax-free withdrawals for a child’s education expenses
See our IRA page for more information

IRA Savings Accounts

An individual retirement account that allows you to defer taxes on the earnings on your contributions until they are withdrawn.
See our IRA page for more information

What are the current savings rates?

For the most current and up to date rates please visit our Savings Rates page.

Can a High-Yield Savings account be used as an IRA?

Yes.