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High-Yield Savings Account

Up your earnings with a High-Yield Savings account.
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    Make saving simpler with high yields.

    If you're looking to grow your savings with highly competitive rates, but want the flexibility to make withdrawals as needed*, our High-Yield Savings account could be the perfect solution.

    No Monthly Fees

    Avoid monthly or service fees as an active member.

    No Minimum Balance Required

    Open an account with no deposit down. Easily transfer money to your account after opening.

    Digital Banking

    Keep track of your finances online with CU Online and on the go with the Wings Mobile App.
    Digital Banking

    High-Yield Savings Account Rates

    High-Yield Savings Account (also available as an IRA) Dividend Rate Annual Percentage Yield
    Balance $0 - $9,999.99 0.10% 0.10%
    Balance $10,000 - $49,999.99 0.40% 0.40%
    Balance $50,000-$249,999.99 0.50% 0.50%
    Balance $250,000+ 0.70% 0.70%
    See All Rates

    Common Questions About High-Yield Savings

    View All FAQs

    What types of Savings Accounts does Wings offer?

    Share Savings

    • The foundation for your relationship with Wings Financial Credit Union
    • Offers lifetime membership, NCUA security and a competitive yield
    • Earns more without being tied to a specific term
    • Access 24 hours a day, 7 days a week via CU Online, ATMs, Wings branches and CU PAL Phone banking

    High-Yield Savings

    • No minimum balance to earn dividends
    • No term commitment gives you ready access to your deposits
    • NCUA insurance for your peace of mind

    IRA Savings Accounts

    • An individual retirement account that may allow you to defer taxes on the earnings on your contributions until they are withdrawn.
    • See our IRA page for more information

    Certificates

    • Multiple Term Options - From 3 Months to 5 Years
    • Low Minimum Balance - Open a certificate with as little as $500
    • No Monthly Fees - Avoid monthly or service fees as an active member

    What are the current savings rates?

    For the most current and up to date rates please visit our Savings Rates page.

    Can a High-Yield Savings account be used as an IRA?

    Yes.

    Helping you reach your goals.

    Get details and guidance about savings, checking, loans and more. We’ll help you take the next step forward, together.

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    High-Yield Checking

    Combine easy access to your money with the earning potential of a savings account and see why a High-Yield Checking account is perfect for you. Qualifying balances can earn higher monthly dividends to add more back to your account.

    Open an Account

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    Money Manager Savings

    Save for something special in your life. With high yields and the flexibility to deposit or withdraw, a Money Manager Savings account can help you save for a vacation or computer you want. Quarterly dividends help you save even more.

    Start Saving

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    Home Improvement

    A Home Improvement Loan from Wings is a quick and easy way to get the financing you need for a variety of projects. This affordable, unsecured loan offers a streamlined application process to get your home projects off the ground faster.

    Explore Options

    *Subject to Federal Regulation D rules for withdrawals and transfers.

    Rates effective as of October 28, 2020 and subject to change. Membership with a $5.00 minimum opening deposit required.

    Savings & Checking Disclosure & Fee Schedule

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