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High-Yield Savings Account

Up your earnings with a High-Yield Savings account.
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    Make saving simpler with high yields.

    If you're looking to grow your savings with highly competitive rates, but want the flexibility to make withdrawals as needed*, our High-Yield Savings account could be the perfect solution.

    Digital Banking

    Keep track of your finances online with CU Online and on the go with the Wings Mobile App.

    High-Yield Savings Account Rates

    High-Yield Savings Account (also available as an IRA) Dividend Rate Annual Percentage Yield
    Balance $0 - $9,999.99 0.10% 0.10%
    Balance $10,000 - $49,999.99 0.40% 0.40%
    Balance $50,000-$249,999.99 0.50% 0.50%
    Balance $250,000+ 0.70% 0.70%

    Common Questions About High-Yield Savings

    View All FAQs

    What types of Savings Accounts does Wings offer?

    Share Savings

    • The foundation for your relationship with Wings Financial Credit Union
    • Offers lifetime membership, NCUA security and a competitive yield
    • Earns more without being tied to a specific term
    • Access 24 hours a day, 7 days a week via CU Online, ATMs, Wings branches and CU PAL Phone banking

    High-Yield Savings

    • No minimum balance to earn dividends
    • No term commitment gives you ready access to your deposits
    • NCUA insurance for your peace of mind

    IRA Savings Accounts

    • An individual retirement account that may allow you to defer taxes on the earnings on your contributions until they are withdrawn.
    • See our IRA page for more information


    • Multiple Term Options - From 3 Months to 5 Years
    • Low Minimum Balance - Open a certificate with as little as $500
    • No Monthly Fees - Avoid monthly or service fees as an active member

    What are the current savings rates?

    For the most current and up to date rates please visit our Savings Rates page.

    Can a High-Yield Savings account be used as an IRA?


    *Subject to Federal Regulation D rules for withdrawals and transfers.

    Rates effective as of October 28, 2020 and subject to change. Membership with a $5.00 minimum opening deposit required.

    Savings & Checking Disclosure & Fee Schedule