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High-Yield Savings Account

Up your earnings with a High-Yield Savings account.
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    September Savings!

    Increase your High-Yield Savings balance by $25,000 or more in September and maintain increased balance for 6-month promotional period to receive a 0.25% APY bonus*. Earn up to $125 bonus!

    Open a High-Yield Savings Account

    0 25 APY Bonus

    *APY = Annual Percentage Yield
    Bonus Requirements:
    1. Increase High-Yield Savings balance by $25,000 or more in September (new money). Your balance at the end of the day on 9/30/22 must be at least $25,000 more than your balance was at the end of the day on 8/31/22.
    2. Maintain average-daily balance for six month promotional period. Your average daily balance from 10/1/22-3/31/23 must be equal to or greater than your balance on 9/1/22.
    Funds deposited must be “new money” – funds cannot be already on deposit at Wings and transferred from another account.
    Bonus is limited to one account per primary account owner and will be paid in a lump sum payment on 4/3/23 if qualifications are met.
    The maximum bonus payment is $125.

    Make saving simpler with high yields.

    If you're looking to grow your savings with competitive rates, but want the flexibility to make withdrawals as needed, our High-Yield Savings account could be the perfect solution.

    Digital Banking

    Keep track of your finances with CU Online and on-the-go with the Wings Mobile App.

    High-Yield Savings Account Rates

    High-Yield Savings Account (also available as an IRA) Dividend Rate Annual Percentage Yield
    $0 - $9,999.99 0.10% 0.10%
    $10,000 - $49,999.99 0.90% 0.90%
    $50,000-$249,999.99 1.05% 1.06%
    $250,000+ 1.15% 1.16%

    Rates effective as of September 21, 2022 and subject to change. Above are prospective dividend rates for the current period.
    Membership with a $5 Share Account required.

    Common Questions About High-Yield Savings

    View All FAQs

    What types of Savings Accounts does Wings offer?

    Share Savings

    • The foundation for your relationship with Wings Financial Credit Union
    • Offers lifetime membership
    • Earns more without being tied to a specific term
    • Access 24 hours a day, 7 days a week via CU Online, ATMs and Wings branches
    • Can be opened as an individual, joint or custodial account

    High-Yield Savings

    • No minimum balance to earn dividends
    • No term commitment gives you ready access to your deposits

    Money Manager

    • Great way to save for something special like a vacation, a new computer or a wedding
    • A high-yield, no-risk investment
    • Save as much as you want, when you want
    • Make saving even easier with direct deposit or payroll deduction

    Coverdell Education Savings Accounts (CESA)

    • A nondeductible account that features tax-free withdrawals for a child’s education expenses
    • See our IRA page for more information

    IRA Savings Accounts

    • An individual retirement account that allows you to defer taxes on the earnings on your contributions until they are withdrawn.
    • See our IRA page for more information

    What are the current savings rates?

    For the most current and up to date rates please visit our Savings Rates page.

    Can a High-Yield Savings account be used as an IRA?

    Yes.