High-Yield Savings Account

Up your earnings with a High-Yield Savings account.

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Make saving simpler with high yields.

If you're looking to grow your savings with highly competitive rates, but want the flexibility to make withdrawals as needed*, our High-Yield Savings account could be the perfect solution.

Digital Banking

Keep track of your finances online with CU Online and on the go with the Wings Mobile App.

High-Yield Savings Account Rates

High-Yield Savings Account (also available as an IRA) Dividend Rate Annual Percentage Yield
Balance $0 - $9,999.99 0.10% 0.10%
Balance $10,000 - $49,999.99 0.70% 0.70%
Balance $50,000-$249,999.99 0.80% 0.80%
Balance $250,000+ 1.00% 1.00%

Common Questions About High-Yield Savings

View All FAQs

What types of Savings Accounts does Wings offer?

Share Savings

  • The foundation for your relationship with Wings Financial Credit Union
  • Offers lifetime membership, NCUA security and a competitive yield
  • Earns more without being tied to a specific term
  • Access 24 hours a day, 7 days a week via CU Online, ATMs, Wings branches and CU PAL Phone banking

High-Yield Savings

  • No minimum balance to earn dividends
  • No term commitment gives you ready access to your deposits
  • NCUA insurance for your peace of mind

Custodial Accounts

  • Opened for minors under 18
  • Earn quarterly dividends like Share Savings accounts
  • Either the minor or custodian may make deposits, but only the custodian may make withdrawals

Money Manager

  • Great way to save for something special like a vacation, a new computer or a wedding
  • A high-yield, no-risk investment
  • Save as much as you want, when you want
  • Make saving even easier with direct deposit or payroll deduction

Coverdell Education Savings Accounts (CESA)

  • A nondeductible account that features tax-free withdrawals for a child’s education expenses
  • See our IRA page for more information

IRA Savings Accounts

  • An individual retirement account that allows you to defer taxes on the earnings on your contributions until they are withdrawn.
  • See our IRA page for more information
What are the current savings rates?

For the most current and up to date rates please visit our Savings Rates page.

Can a High-Yield Savings account be used as an IRA?


*Subject to Federal Regulation D rules for withdrawals and transfers.

Rates effective as of March 18, 2020 and subject to change. Membership with a $5.00 minimum opening deposit required.

Savings & Checking Disclosure & Fee Schedule

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