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High-Yield Savings Account

Up your earnings with a High-Yield Savings account.
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    Make saving simpler with high yields.

    If you're looking to grow your savings with competitive rates, but want the flexibility to make withdrawals as needed, our High-Yield Savings account could be the perfect solution.

    No Monthly Fees

    Avoid monthly or service fees as an active member.

    No Minimum Balance Required

    Open an account with no initial deposit required. Easily transfer money to your account after opening.

    Digital Banking

    Keep track of your finances with CU Online and on-the-go with the Wings Mobile App.
    Digital Banking

    High-Yield Savings Account Rates

    High-Yield Savings Account (also available as an IRA) Dividend Rate Annual Percentage Yield
    $0 - $9,999.99 0.10% 0.10%
    $10,000 - $49,999.99 0.30% 0.30%
    $50,000-$249,999.99 0.45% 0.45%
    $250,000+ 0.55% 0.55%

    Rates effective as of May 4, 2022 and subject to change. Above are prospective dividend rates for the current period.
    Membership with a $5 Share Account required.

    See All Rates

    Savings & Checking Disclosure & Fee Schedule

    Common Questions About High-Yield Savings

    View All FAQs

    What types of Savings Accounts does Wings offer?

    Share Savings

    • The foundation for your relationship with Wings Financial Credit Union
    • Offers lifetime membership
    • Earns more without being tied to a specific term
    • Access 24 hours a day, 7 days a week via CU Online, ATMs and Wings branches
    • Can be opened as an individual, joint or custodial account

    High-Yield Savings

    • No minimum balance to earn dividends
    • No term commitment gives you ready access to your deposits

    Money Manager

    • Great way to save for something special like a vacation, a new computer or a wedding
    • A high-yield, no-risk investment
    • Save as much as you want, when you want
    • Make saving even easier with direct deposit or payroll deduction

    Coverdell Education Savings Accounts (CESA)

    • A nondeductible account that features tax-free withdrawals for a child’s education expenses
    • See our IRA page for more information

    IRA Savings Accounts

    • An individual retirement account that allows you to defer taxes on the earnings on your contributions until they are withdrawn.
    • See our IRA page for more information

    What are the current savings rates?

    For the most current and up to date rates please visit our Savings Rates page.

    Can a High-Yield Savings account be used as an IRA?

    Yes.

    Helping you reach your goals.

    Get details and guidance about savings, checking, loans and more. We’ll help you take the next step forward, together.

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    High-Yield Checking

    Combine easy access to your money with the earning potential of a savings account and see why a High-Yield Checking account is perfect for you. Qualifying balances can earn higher monthly dividends to add more back to your account.

    Open an Account

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    Money Manager Savings

    Save for something special in your life. With the flexibility to deposit or withdraw, a Money Manager Savings account can help you save for a vacation or computer you want. Quarterly dividends help you save even more.

    Start Saving

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    Home Improvement

    A Home Improvement Loan from Wings is a quick and easy way to get the financing you need for a variety of projects. This affordable, unsecured loan offers a streamlined application process to get your home projects off the ground faster.

    Explore Options

    Open a High-Yield Savings at: