Savings Rates
Find the right savings account to fit your financial goals, whether you’re saving for a house or the holidays. With competitive yields and a variety of secure savings options, we can help you and your family save for the future.
Checking & Savings Disclosure & Fee Schedule
Savings Accounts
| Account |
Dividend Rate |
Annual Percentage Yield |
| Share Savings1 |
0.15% |
0.15% |
| Money Manager |
0.15% |
0.15% |
| IRA Share Account |
0.15% |
0.15% |
| Holiday Club |
0.15% |
0.15% |
Rates effective as of January 1, 2022 and subject to change. Above are prospective dividend rates for the current period.
1Minimum balance to open Share Account - $5
High-Yield Savings Account (also available as an IRA)
| Balance |
Dividend Rate |
Annual Percentage Yield |
| $0 - $9,999.99 |
0.10% |
0.10% |
| $10,000 - $49,999.99 |
0.30% |
0.30% |
| $50,000-$249,999.99 |
0.45% |
0.45% |
| $250,000+ |
0.55% |
0.55% |
Rates effective as of May 4, 2022 and subject to change. Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.
Wings Investment Money Market Account (also available as an IRA)1
| Balance |
Dividend Rate |
Annual Percentage Yield |
| Less than $5,000 |
0.00% |
0.00% |
| $5,000- $49,999.99 |
0.15% |
0.15% |
| $50,000- $99,999.99 |
0.20% |
0.20% |
| $100,000 and greater |
0.25% |
0.25% |
Rates effective as of January 1, 2022 and subject to change. Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.
1Minimum balance to open Wings Investment Money Market and Wings IRA Investment Money Market—$5,000;
Certificates (Share and IRA)
| 3 Month |
Dividend Rate |
Annual Percentage Yield |
| $500-$9,999.99 |
0.40% |
0.40% |
| $10,000- $99,999.99 |
0.45% |
0.45% |
| $100,000-$249,999.99 |
0.50% |
0.50% |
| $250,000+ |
0.55% |
0.55% |
| 6 Month |
Dividend Rate |
Annual Percentage Yield |
| $500-$9,999.99 |
0.55% |
0.55% |
| $10,000- $99,999.99 |
0.60% |
0.60% |
| $100,000-$249,999.99 |
0.65% |
0.65% |
| $250,000+ |
0.70% |
0.70% |
| 1 Year |
Dividend Rate |
Annual Percentage Yield |
| $500-$9,999.99 |
0.80% |
0.80% |
| $10,000- $99,999.99 |
0.85% |
0.85% |
| $100,000-$249,999.99 |
0.90% |
0.90% |
| $250,000+ |
0.95% |
0.95% |
| 12 Month Add-On1 |
Dividend Rate |
Annual Percentage Yield |
| $500+ |
0.75% |
0.80% |
| 2 Year |
Dividend Rate |
Annual Percentage Yield |
| $500-$9,999.99 |
0.95% |
0.95% |
| $10,000- $99,999.99 |
1.00% |
1.01% |
| $100,000-$249,999.99 |
1.05% |
1.06% |
| $250,000+ |
1.10% |
1.11% |
| 3 Year |
Dividend Rate |
Annual Percentage Yield |
| $500-$9,999.99 |
1.10% |
1.11% |
| $10,000- $99,999.99 |
1.15% |
1.16% |
| $100,000-$249,999.99 |
1.20% |
1.21% |
| $250,000+ |
1.25% |
1.26% |
| 4 Year |
Dividend Rate |
Annual Percentage Yield |
| $500-$9,999.99 |
1.20% |
1.21% |
| $10,000- $99,999.99 |
1.25% |
1.26% |
| $100,000-$249,999.99 |
1.30% |
1.31% |
| $250,000+ |
1.35% |
1.36% |
| 50 Month Special 2 |
Dividend Rate |
Annual Percentage Yield |
| $500-$99,999.99 |
2.40% |
2.42% |
| $100,000+ |
2.40% |
2.43% |
| 5 Year Step-Up3 |
Dividend Rate |
Annual Percentage Yield |
| $500-$9,999.99 |
1.30% |
1.31% |
| $10,000- $99,999.99 |
1.35% |
1.36% |
| $100,000-$249,999.99 |
1.40% |
1.41% |
| $250,000+ |
1.45% |
1.46% |
| 5 Year |
Dividend Rate |
Annual Percentage Yield |
| $500-$9,999.99 |
1.45% |
1.46% |
| $10,000- $99,999.99 |
1.50% |
1.51% |
| $100,000-$249,999.99 |
1.55% |
1.56% |
| $250,000+ |
1.60% |
1.61% |
Rates Effective as of June 8, 2022 and subject to change.
Membership with a $5 Share Account required.
Minimum balance to open certificates $500 (unless noted). Penalty applies for early withdrawal.
Annual Percentage Yields disclosed assume quarterly compounding for amounts less than $100,000 and monthly compounding for amounts $100,000 and greater.
New certificate deposits are limited each month. When new certificate deposit limit is reached each month, new certificate deposits will be discontinued until the beginning of the following month.
112 Month Add-On – Allows unlimited deposits of $50 or more for the initial term of the certificate.
2Membership with a $5.00 Share Savings account required. Minimum balance of $500 required to open special certificate and earn the disclosed APY. Penalty applies for early withdrawal.
3Step-Up Certificate - May be stepped-up one time. The step-up rate will be determined by the current 5 year standard term certificate rate and will apply to the remaining term of the certificate.
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