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Savings Rates

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Balance-building savings options.
Competitive rates for important goals.

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Savings Rates

Find the right savings account to fit your financial goals, whether you’re saving for a house or the holidays. With competitive yields and a variety of secure savings options, we can help you and your family save for the future. View our current savings account rates.

Checking & Savings Disclosure & Fee Schedule

Savings Accounts

Account Dividend Rate Annual Percentage Yield
Share Savings1 0.15% 0.15%
Money Manager 0.15% 0.15%
IRA Share Account 0.15% 0.15%
Holiday Club 0.15% 0.15%
Rates effective as of June 19, 2024 and subject to change.
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.

1Minimum balance to open Share Account - $5

Platinum Plus Savings Account

Account Dividend Rate Annual Percentage Yield
Platinum Plus Savings - New Money Only 4.65% Up to 4.75%*
Rates effective as of June 19, 2024 and subject to change.
Above are prospective dividend rates for the current period.
*ACH direct deposit(s) totaling over $300 required to obtain the displayed rate. If requirement is not met, the rate will be 0.25% lower.
ACH direct deposit = One or more ACH deposit totaling over $300 in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS classified “Gig Economy” job does not qualify as direct deposit.
Platinum Plus Savings rate without direct deposit: 4.50% APY.
Platinum Plus Savings requires a minimum opening balance of $25,000 (new deposits only); must maintain an average daily balance of $25,000 to earn the disclosed APY.
Membership with a $5 Share Account required.

High-Yield Savings Account (also available as an IRA)

Balance Dividend Rate Annual Percentage Yield
$0 - $9,999.99 0.10% 0.10%
$10,000 - $49,999.99 1.30% 1.31%
$50,000-$249,999.99 1.45% 1.46%
$250,000 - $999,999.99 1.55% 1.56%
$1,000,000 - $4,999,999.99 2.00% 2.02%
$5,000,000+ 3.00% 3.04%
Rates effective as of June 19, 2024 and subject to change.
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.

Wings Investment Money Market Account (also available as an IRA)1

Balance Dividend Rate Annual Percentage Yield
Less than $5,000 0.00% 0.00%
$5,000- $49,999.99 0.15% 0.15%
$50,000- $99,999.99 0.20% 0.20%
$100,000 and greater 0.25% 0.25%
Rates effective as of June 19, 2024 and subject to change.
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.

1Minimum balance to open Wings Investment Money Market and Wings IRA Investment Money Market—$5,000;