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Home Equity Rates

Transform your home.

Low rates let you do more.
Flexible options include interest-only payments.

Apply Today

Home Equity Rates

Home Equity Loans offer convenient, low-cost financing for home improvements. A Home Equity Line of Credit (HELOC) can be used to finance virtually anything, from home projects to travel and more. It can also help you save money by refinancing or consolidating higher-rate loans. Apply for a Wings Home Equity Loan today! View our current Home Equity Loan rates.

Home Equity Line of Credit

Type APR as Low as1
Flex-Line HELOC – 80% loan-to-value 8.25%
Flex-Line HELOC – 90% loan-to-value 9.75%
Apply for a Flex-Line HELOC Learn More About Flex-Line HELOCs
1APR = Annual Percentage Rate.
Rates effective as of April 26, 2024 and subject to change without notice.
HELOC rates are variable and subject to change; maximum APR is 18%.
Closing costs can range from $50–$3,000.
Interest-only payments only available for loans approved at 80% LTV.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.

Home Improvement Loan

Term APR as Low as1 Payment per $1,000
48 Month Term 10.75% $25.72
60 Month Term 12.75% $22.63
72 Month Term 14.75% $21.01
Apply for a Home Improvement Loan Learn More About Home Improvement Loans
1APR = Annual Percentage Rate. Rates effective as of April 26, 2024 and subject to change without notice.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
All loans subject to approval. Speak to a loan officer for details.
Loan is not secured by a dwelling.
Membership with a $5 Share Account required.