Home Equity Rates
Home Equity Loans offer convenient, low-cost financing for home improvements. A Home Equity Line of Credit (HELOC) can be used to finance virtually anything, from home projects to travel and more. It can also help you save money by refinancing or consolidating higher-rate loans.
Home Equity Line of Credit
| Type |
Introductory Rate
|
APR1
|
| Flex-Line HELOC – 80% loan-to-value |
2.99% intro APR for 6 months or 4.99% intro APR for 12 months |
After introductory rate: 7.50–14.00% variable APR |
| Flex-Line HELOC – 90% loan-to-value |
2.99% intro APR for 6 months or 4.99% intro APR for 12 months |
After introductory rate: 7.50–14.00% variable APR |
1APR = Annual Percentage Rate.
Rates effective as of March 27, 2023.
Introductory rate valid on a newly originated 80% and 90% loan-to-value (LTV) HELOC applications received between 3/27-4/30/23. Not valid for internal refinances. HELOC rates are variable and subject to change; maximum APR is 18%.
Closing costs can range from $50–$3,000. Closing costs waived up to $300 (excluding appraisal if required); not applicable on internal refinances within 12 months of original opening date.
Interest-only payments only available for loans approved at 80% LTV.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Home Improvement Loan
| Term |
APR as Low as1
|
Payment per $1,000
|
| 48 Month Term |
8.50% |
$24.65 |
| 60 Month Term |
10.50% |
$21.49 |
| 72 Month Term |
12.50% |
$19.81 |
1APR = Annual Percentage Rate. Rates effective as of March 28, 2023 and subject to change without notice.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
All loans subject to approval. Speak to a loan officer for details.
Loan is not secured by a dwelling.
Membership with a $5 Share Account required.
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