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Auto Loan Rates

Make buying more affordable.

New, used or refinanced.
Up to 100% financing on your perfect vehicle.

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Auto Loan Rates

Get pre-approved for a Wings auto loan today and shop with confidence, knowing how much you can spend on your new vehicle. We make it easy to apply online, in the Wings Mobile App or over the phone. New, used or refinanced, we can help you fund the vehicle of your dreams with up to 100% financing.

Model Year: 2018 & Newer

Term APR as Low as1 Payment per $1,000
36 Month Term 4.24% $29.63
48 Month Term 4.99% $23.02
60 Month Term 5.24% $18.98
72 Month Term 5.49% $16.33
84 Month Term 5.99% $14.60

Model Year: 2017 - 2014

Term APR as Low as1 Payment per $1,000
36 Month Term 4.49% $29.74
48 Month Term 5.24% $23.14
60 Month Term 5.49% $19.10
72 Month Term 5.74% $16.45

Model Year: 2013 & Older

Term APR as Low as1 Payment per $1,000
36 Month Term 4.99% $29.97
48 Month Term 5.74% $23.37
60 Month Term 5.99% $19.33
1APR = Annual Percentage Rate. Rates effective as of December 1, 2022 and subject to change without notice. The rate will be determined by the rate in effect on the day the loan is funded.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Rates assume a 0.25% discount for automatic recurring payments from a Wings Checking or Savings account and a 0.25% discount for payroll direct deposit(s) totaling over $300 into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.