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Boat Rates

Come on in. The water's fine.

Flexible term lengths offer low monthly payment options.

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Boat Loan Rates

Whether you're looking to make waves or be the first to the fishing hole, we offer great rates on new and used boat loans. Use our boat loan calculator to find your rate, then apply online, in the Wings Mobile App, or over the phone.

Boat Loans

Term APR as Low as1 Payment per $1,000
60 Month Term 3.74% $18.30
72 Month Term 4.24% $15.75
84 Month Term 4.74% $14.01
120 Month Term ($30K min) 5.49% $10.85
180 Month Term ($50K min) 5.74% $8.30
1APR = Annual Percentage Rate. Rates effective as of August 8, 2022 and subject to change without notice.
Rates are based on an evaluation of your credit history and other factors, including the value, mileage, and age of the vehicle, so your rate may differ. Rates assume a 0.25% discount for automatic recurring payments from a Wings Checking or Savings account and a 0.25% discount for payroll direct deposit(s) totaling over $300 into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.