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Personal Loan Rates

Access extra cash for life's necessities.

Great for purchases or consolidating debt.
Affordable rates and simple application process.

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Personal Loan Rates

Wings' personal loans and lines of credit offer low, fixed rates to help you handle any of life’s necessities. Use these funds to pay for a major purchase, family vacation, or as a rainy day fund. View our current personal loan rates.

Personal Loan

Term APR as Low as1 Payment per $1,000
48 Month Term 12.24% $26.45
60 Month Term 14.24% $23.39
72 Month Term 16.24% $21.82
1APR = Annual Percentage Rate. Rates effective as of February 21, 2024 and subject to change without notice.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ. Maximum APR is 18%.
Payment Example – Assuming a $1,000 loan with a 48-month term and 11.49% APR, your monthly payment would be $26.08 and the total cost of the loan (principal and interest) would be $1,252.04.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.

Line of Credit

Line of Credit APR as Low as1
Line of Credit 13.24%
1APR = Annual Percentage Rate. Rates effective as of February 21, 2024 and subject to change without notice.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.