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AUTO REFINANCING

Pocket the savings with a lower car payment.

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AUTO_RefinanceWebpage_480x480_0223

See how much you could save with Wings.

Why pay more than you need to on an auto loan? Refinance with Wings to enjoy low monthly payments, friendly personal service and easy account management online or via our mobile app.

Money-Saving
Rates

Since Wings is not-for-profit, members save with highly competitive rates.
Money-Saving <br>Rates

Flexible Term Options

Flexible terms give you a monthly payment that works for your budget.

Simple Online Application

Our simplified application can get you saving in less than 5 minutes.
Simple Online Application

Auto Loan Rates

Model Year: 2019 & Newer APR as Low as1 Payment per $1,000
36 Month Term 4.24% $29.63
48 Month Term 4.99% $23.02
60 Month Term 5.49% $19.10
72 Month Term 5.74% $16.45
84 Month Term 5.99% $14.60
Model Year: 2018 - 2015 APR as Low as1 Payment per $1,000
36 Month Term 4.49% $29.74
48 Month Term 5.24% $23.14
60 Month Term 5.74% $19.21
72 Month Term 5.99% $16.57
Model Year: 2014 & Older APR as Low as1 Payment per $1,000
36 Month Term 4.99% $29.97
48 Month Term 5.74% $23.37
60 Month Term 6.24% $19.44
1APR = Annual Percentage Rate. Rates effective as of March 28, 2023 and subject to change without notice. The rate will be determined by the rate in effect on the day the loan is funded.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Rates assume a 0.25% discount for automatic recurring payments from a Wings Checking or Savings account and a 0.25% discount for payroll direct deposit(s) totaling over $300 into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.