All offices will be closed on Wednesday, June 19th, in observance of Juneteenth.

Wings Financial Advisors:
Wealth Advisor - CRC® CRPC® CIMA® CFP®

Carissa Palm

Meet Carissa.

Carissa Palm is a Wealth Advisor with LPL Financial.

My goal is to be a trusted, collaborative partner to Wings Credit Union's members.

Work doesn’t feel like a job to me, but when I’m technically off I love reading, watching my kiddo play soccer, and volunteering (I’m especially passionate about children and the elderly – they are the bedrocks of a society).

Whether it’s an investment or a different way of thinking about money, I’m excited to help you look for the opportunities in your own life.

Schedule a Meeting with Us

Carissa Palm Headshot 480x480

Guided Wealth Portfolios.

Guided Wealth Portfolios empowers you to invest online with a low starting minimum and low-cost, exchange-traded funds (ETFs).  Unlike other online investment tools that typically require a large investment before granting access to a real-live Financial Advisor, Guided Wealth Portfolios gives you access for just a $5,000 initial investment.

Start Self-Investing with Carissa

Woman at coffee shop looking at her phone while holding a coffee cup


Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Ask me anything.

On average, how much of my paycheck should go to retirement?
Averages work on paper, but not in real life – so I want to see you step forward from where you are. If you’re putting in 0%, let’s start with 2% and see how that feels. Six months later, maybe we can bump it up.
Let’s say you have $2,000. How would you invest it?
This is a highly personal question, and it’s different for everyone! I would put $500 in a custodial account for my daughter, $500 in a Roth for my stepson, $500 in my own investment account (tech-focused), and I would “invest” $500 in a closet organization system to ensure that my husband isn’t frustrated when he opens the door. Does that count?!
I am thinking of switching my assets to Wings. Why should I?
In my career I have worked with some of the largest financial firms in the country, and met advisors from coast to coast. Working in a big-name company is a tough role, and the pressure can be intense. I can’t imagine working for a “recognized” firm, and knowing I could lose my job if I didn’t sell enough life insurance…but that’s exactly what happens. Wings is big enough to have scale and resources, but small enough to escape quotas and unrealistic management expectations.

Guided Wealth Portfolios is a centrally managed investment program sponsored by LPL Financial LLC (LPL). GWP generates investment recommendations based upon model portfolios constructed by LPL. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL, LPL is not an affiliate of such advisor. LPL investment advisors are registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.

All investing involves risk including loss of principal.

No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

An investment in Exchange Traded Funds (ETF), structured as a mutual fund or unit investment trust, involves the risk of losing money and should be considered as part of an overall program, not a complete investment program. An investment in ETFs involves additional risks such as non-diversification, price volatility, competitive industry pressure, international political and economic developments, possible trading halts, and index tracking errors.

An annual small account fee is applied to accounts with less than $10,000 invested.


Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Wings Financial Credit Union and Wings Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Wings Financial Advisors, and may also be employees of Wings Financial Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Wings Financial Credit Union and Wings Financial Advisors. Securities and insurance offered through LPL or its affiliates are:

  • Not Insured by NCUA or Any Other Government Agency

  • Not Credit Union Guaranteed

  • Not Credit Union Deposits or Obligations

  • May Lose Value

 

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

LPL Financial Form CRS