It’s how people save to buy a home, to send the kids to college and retire in comfort. During your working years, take a portion of your paycheck and send it via direct deposit into a separate, special account at your credit union. If you don’t see it, you don’t miss it. As this money accumulates, move it to more long-term investments consistent with your risk profile and time horizon. With all these goals, retirement especially, time is your friend. Properly invested, money grows. Do you know your retirement shortfalls?
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