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Skip-a-Pay

Need some extra cash? Skip a loan payment!

Take advantage of this special opportunity to free up some extra cash for the winter by postponing your next payment on a variety of loans, including auto, RV and more. For your convenience, Skip-a-Pay is now available year-round!

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Do I qualify?

To qualify, your Wings Financial loan account must be in good standing, must have at least one month of payment history, and must not have skipped a payment in the past twelve months. Skip-a-Pay is NOT valid on personal lines of credit, first mortgage loans, home equity loans, credit cards, or business loans. Note, a $25 convenience fee applies.

 
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To apply, sign into your CU Online account:

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Not registered for CU Online?

Go here and choose "Register for CU Online" in the sign-in box on the left hand of the page, and complete the registration questions. Once you are signed in, click on the Skip-a-Pay banner at the top of your account summary.

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To qualify for Skip-a-Pay, your Wings Financial Credit Union loan account must be in good standing and must have at least one month of payment history. Skip-a-Pay is not valid on personal lines of credit, first mortgage loans, home equity loans, credit cards or business loans. You may only skip one payment per loan per 365 days. The original monthly loan payment amount will be due in the billing cycle immediately following the skipped payment. Requests must be received at least 5 business days prior to payment due date. Other restrictions may apply. Skipping payments may significantly extend the term of your loan. Interest will continue to accrue during the skipped pay period. If you have Guaranteed Asset Protection (GAP) you are eligible for only 5 skipped payments during the life of your loan. More than 5 may result in a deduction from a full claim amount in the future.