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Refer-A-Friend

Refer a friend or family member and get rewarded!
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Friends sitting at a table and all reaching for a slice of pizza

    Here is how it works:

    Do you know a friend, relative, neighbor, or co-worker who is looking to save money with better rates and fewer fees? Refer them to join Wings Financial Credit Union and we'll give you each $50!

    The process is easy and rewarding. All you need to know is your friend or family's name and email address to complete a referral. New account holder must meet the qualification requirements within 60 days after establishing membership.

    • Register with ReferLive™ by telling us who you are

    • Share the name and email of your friend or family member, who will receive an email asking them to register

    • Once registered, they need to become a member, open a checking account, and complete the requirements within 60 days.

    Requirements and Reward Checking Account Mortgage Loan

    Requirements

    Sign up for eDocuments which includes eStatements

    AND

    Have one direct deposit of $300+ OR 5 debit card transactions of $5.00+ each

    Close on a Wings Financial mortgage

    Reward

    By completing the above requirements, both you and your friend will receive a $50 VISA® Reward Card by mail

    By completing the above requirements, you will receive a $50 VISA® Reward Card and your friend will receive a $250 VISA® Reward Card by mail

     

    Referring a friend or family member made easy. 

    There are a few ways to refer friends and family

    • Visit our ReferLive website
    • Visit any of our convenient branch locations
    • Call our referral ambassador line at (844) 624-5258

    Start Referring Now

    male couple taking a break from unpacking moving boxes at their home by drinking coffee and chatting

    Refer on the go with the ReferLive Mobile App!

    The process is easy and rewarding. All you need to know is your friend or family's name and email address to complete a referral. New account holder must meet the qualification requirements within 60 days after establishing membership.

    Download ReferLive from Google PlayGet it on Google Play

    Download ReferLive from Apple App Store

    Download on the App Store

    Common Questions About Refer-a-Friend

    See All FAQs

    Do referrals expire?

    Yes, a referral is good for 180 days.

    Do you need to be a Wings member in order to make a referral?

    Yes, the referrer must be a current Wings Financial Credit Union member, in good standing, in order to receive the reward. If the referrer is not a member, no reward cards will be sent to either party. Wings, in their sole discretion, reserves the right to refuse payment of the reward.

    How will I receive my Reward Card?

    Reward Cards are sent via the United States Postal Service (USPS) within 4-6 weeks after all qualification criteria have been completed.

    The person I referred never received the ReferLive email to complete their portion of the online registration. What should I do?

    Contact the Customer Service team by email at info@referlive.com or by phone at 615.864.7520.

    Customer Service hours: Monday – Friday 7:30am – 5:30pm.

    Also, within the Member Portal, you can click on the Send Referral Reminders button to remind your referrals to complete their portion of the online registration. Be sure to add info@referlive.com to your safe senders list to prevent emails from being directed to your junk or spam folders.

    Awards and Recognition

    Twin Cities Best of Business 2021 Readers Choice Award

    Best Credit Union
    Best Home Mortgage

    Twin Cities Business Best of Business

    Award seal for Star Tribune Minnesota's Best Gold Award for Best Home Mortgage

    Best Home Mortgage
    Star Tribune 2021 Minnesota’s Best

    Best Credit Unions of 2021 awarded by The Balance - The Balance logo

    Best Credit Unions of 2021
    The Balance

    Star Tribune Top 175 Workplaces for 2021

    Top Workplace
    Star Tribune Top 175 Workplaces

    General Requirements
    To make a referral, the Referrer (person making the referral) must register for the program and share the offer. The Referrer will earn a Visa® Reward Card for each qualifying offer completed by an individual they referred (Referred Person) to Wings Financial that registers for the offer using the referral link or media shared by the Referrer. A Referrer may receive up to eleven (11) Visa® Reward Cards ($550 value) within a calendar year for their qualified referrals. Only one Referrer is eligible for a Reward Card for each qualified Referred Person. The Referred Person may only receive one Visa® Reward Card for completing an offer but may be eligible for additional offers. In the event multiple Referrers refer the same Referred Person, only the first referral registration completed by the Referred Person will be used by the Program. All offer qualifications must be met by the Referred Person in order for either party to receive a Visa® Reward Card.

    A Share Savings Account is required for membership. The minimum balance to open a Share Savings Account is $5.00 and the Annual Percentage Yield (APY) is 0.15%. The Account must be active and in good standing in order to receive the reward. The Referrer and Referred Persons must be 18 years or older to have an individual checking account. If the Referred Person is under age 18, the account must be joint with a parent or legal guardian. Referrer cannot be joint or a cosigner on referred member’s account. Offer cannot be combined with other offers and is subject to change (at Wings Financial Credit Union’s discretion) at any time without notice. Employees are ineligible for this offer.

    Referrals are only good for 180 days from the time the referral is made. Membership is subject to credit approval. Incentive is only offered to those who have never had a membership at Wings Financial Credit Union. Referrer must be a current Wings Financial Credit Union member, and the referrer and the Referred Person must both be in good standing at the time the reward is to be paid, in order to receive the reward. If the Referrer is not a member, no Visa® Reward Cards will be sent to either party. Wings, in their sole discretion, reserves the right to refuse payment of the reward. Please allow up to 4-6 weeks, after completing all requirements of this offer, for delivery of your Visa® Reward Card. Each Visa® Reward Card amount may be reported to the IRS, state, and local tax authorities if required by applicable law. Recipient is responsible for any federal, state, and/or local taxes on reward items.

    Visa® is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

    Refer-A-Friend Checking Account Offer:
    The Referrer may earn a $50 Visa® Reward Card for each Referred Person referred to Wings Financial Credit Union who becomes a member, opens a new Wings Financial Checking Account, and completes the following offer requirements within 60 days of establishing membership. The Referred Person may earn a $50 Visa® Reward Card.

    Set up eDocuments,

    AND

    Have one (1) direct deposit of $300 or more OR five (5) debit card transactions of $5 or more

    Current Annual Percentage Yield (APY) is 0.01% for First Class Checking. High-Yield Checking APY is 1.76% for balances up to $25,000 and 0.01%-1.76% for amounts over $25,000 if requirements are met. If requirements are not met, the APY is 0.01%. High-Yield Checking requirements: ACH direct deposit(s) of at least $300, eDocuments enrollment & 15 net PIN or signature-based debit transactions over $5 in the 34 calendar days preceding the last day of the month (income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as direct deposit). Checking account rates are variable and subject to change.

    Refer-A-Friend Mortgage Offer:
    The person making the referral (Referrer) may earn a $50 Visa® Reward Card for each individual referred to Wings Financial Credit Union who opens a new Wings Financial Mortgage. The Referred Person may earn a $250 Visa® Reward Card.

    In order for either party to earn the Visa® Reward Card, the Referred Person must open a new Wings Financial Mortgage. This offer is only valid for new mortgage customers. Refinances are not eligible for this offer. Offer cannot be combined with other offers and is subject to change (at Wings Financial Credit Union’s discretion) at any time without notice.