Whether you're buying or refinancing, nobody makes it easier to turn a house into a home than Wings Financial Credit Union. We offer full-service, nationwide mortgage lending with:
$750 Loan Origination Fee
Apply for a mortgage loan by June 30, 2015 to save $700 on
$1,450 origination fee.*
Financing available in all 50 states
A variety of loan options
As low as 3% minimum down payment†
Low closing costs
Secure online application
All mortgage loans serviced by Wings
Second home financing
Offers stable, predictable monthly payments over the life of the loan.
Maximum loan amount: $417,000 (Alaska and Hawaii: $625,500)**
15-, 20- and 30-year terms
Adjustable-Rate Mortgages (ARM)
Can offer lower rates than a standard fixed-rate mortgage, with a fixed rate for the first 5-, 7-, 10- years, after which the rate may adjust annually.
Maximum loan amount: $650,000**
5-, 7- or 10-year terms
Rate caps: 2% cap per year, 5% lifetime
Apply Online Now! Once you have completed and submitted your application, a mortgage representative will contact you within one to two business days.
Rates | Rent or Buy Calculator | Mortgage Calculator | Applications
*Discount based on $1,450 origination fee and available for closed loans only. Applications must be received by June 30, 2015 to be eligible for savings. Additional third-party closing costs will apply. Membership is required.
** For mortgages above these amounts, contact the Mortgage Department at 1-800-692-2274, Option 3.
†3% minimum down payment available for new-purchase, 30-year fixed rate mortgage for first-time homebuyers only and adjustable-rate mortgages (ARMs) for all borrowers. 10% minimum down payment available for refinance loans.
3% minimum down payment available for 30-year fixed and adjustable-rate mortgages (ARM) new-purchase loans
Calculations based on information from ALLREGS Academy: http://www.allregs.com/
APR & Payment Example – APR= Annual Percentage Rate. The APR and monthly payment examples assume a loan amount of $150,000 and a 3% down payment, with $1,804 estimated borrower pre-paid finance charges. Monthly payment amount of $573.37 assumes rate of 2.25% and 2.849% APR for 5/1 ARM. Monthly payment amount of $737.91 assumes a rate of 4.25% and 4.352% APR for 30-year fixed rate. If the down payment is less than 20%, mortgage insurance may be required on the loan and could result in an increased APR and payment.