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Mortgage Loans

"Our loan process was flawless. Quick follow-up, no issues at closing."
–Steve M.



Mortgage Products

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Mortgage Rates

 

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Homebuyer Seminars

 

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HomeAdvantage

 

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Want to take $500 off your Loan Origination Fee?

Apply by December 31st, 2017 to pay $950 instead of the standard $1,450*

 

Fixed-Rate Mortgage

Offers stable, predictable monthly payments over the life of the loan.

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Adjustable-Rate Mortgage (ARM)

Offers lower rates than a standard fixed-rate mortgage, with a fixed rate for the first 5-, 7-, 10- years, after which the rate may adjust annually.

NEW! 10% down payment, no-PMI option.
Wings is offering a new loan option. You can avoid paying Private Mortgage Insurance (PMI) if you have:

  • 10% down payment
  • Credit score of 740 or higher
  • Active Wings checking account
 

Available on ARM products up to $650,000. Purchase and rate & term refinances only.

Before applying, you must download and read the Consumer Handbook on Adjustable-Rate Mortgages and Adjustable Rate Mortgage Disclosures.

Calculate a Mortgage Payment

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Whether you're buying or refinancing, nobody makes it easier to turn a house into a home than Wings Financial Credit Union. We offer full-service, nationwide mortgage lending:

  • Home purchase or refinance
  • Financing available in 49 states (excludes Hawaii)
  • A variety of loan options
  • As low as 3% minimum down payment
  • Low closing costs
  • Secure online application
  • All mortgage loans serviced by Wings
  • Second home financing
 
 

Resources and Tools



Check Status of Loan

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Understand Your Credit Score

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Calculators

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Get to Know Wings Financial Mortgage Loans

Wings Financial Credit Union offers a variety of mortgage loan options, free homebuyer education, and real estate services through our Real Estate Center. Visit us online or call 800 692-2274 for more information.

  • Get to Know Wings Financial Mortgage Loans

    Wings Financial Credit Union offers a variety of mortgage loan options, free homebuyer education, and real estate services through our Real Estate Center. Visit us online or call 800 692-2274 for more information.

  • Wings Financial Credit Union: Real Estate Center

    The HomeAdvantage® Real Estate Center is an exclusive member benefit that simplifies your home buying or selling process… from start to finish.

WINGS MORTGAGE TEAM CONTACT INFORMATION
 

APR = Annual Percentage Rate.

*Discount based on $1,450 origination fee and available for closed loans only. Applications must be received by December 31, 2017 to be eligible for savings. Additional third-party closing costs will apply.

†3% minimum down payment available for new-purchase, 30-year fixed rate mortgage for first-time homebuyers only and adjustable-rate mortgages (ARMs) for all borrowers. APR & Payment Example –The following APR and monthly payment examples assume a loan amount of $150,000 and a 3% down payment, with $1,804 estimated borrower pre-paid finance charges. Monthly payment amount of $632.41 assumes rate of 3.000% and 3.293% APR for 5/1 ARM (30-year amortization). Monthly payment amount of $737.91 assumes a rate of 4.25% and 4.311% APR for 30-year fixed rate. If the down payment is less than 20%, mortgage insurance may be required on the loan and could result in an increased APR and payment.

‡10% minimum down payment available for adjustable-rate mortgages (ARMs) up to $650,000 for qualified borrowers. Borrower qualifications include: credit score of 740 or higher (as determined by the middle score of scores pulled from Experian, Equifax and TransUnion) and active Wings checking account (5 or more checking transactions per month AND $300 or more in direct deposits per month). APR & Payment Example – The following APR and monthly payment examples assume a loan amount of $150,000 and a 10% down payment, with $1,804 estimated borrower pre-paid finance charges. Monthly payment amount of $598.31 assumes rate of 3.125% and 3.408% APR for 10/1 ARM loan (30-year amortization).

Membership is required for all Wings Financial mortgage loan products. Please speak to a loan officer for details.