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Home > Loans & Credit Cards > Mortgage Loans

Mortgage Loans

Whether you're buying or refinancing, nobody makes it easier to turn a house into a home than Wings Financial Credit Union. We offer full-service, nationwide mortgage lending with:

$950 Savings Offer
Apply for a mortgage loan by June 30, 2014 to save $950 on the origination fee.*
Apply Today!

  • Financing available in all 50 states
  • A variety of loan options
  • As low as 3% minimum down payment
  • Low closing costs
  • Secure online application
  • All mortgage loans serviced by Wings
  • Second home financing

Fixed-Rate Mortgages           

Offers stable, predictable monthly payments over the life of the loan.
  • Maximum loan amount: $417,000 (Alaska and Hawaii: $625,500)**
  • 15-, 20- and 30-year terms

Adjustable-Rate Mortgages (ARM)           

Can offer lower rates than a standard fixed-rate mortgage, with a fixed rate for the first 5-, 7-, 10-, 15- years, after which the rate may adjust annually.
  • Maximum loan amount: $650,000**
  • 5-, 7-, 10- or 15-year terms
  • Rate caps: 2% cap per year, 5% lifetime

Apply Online Now! Once you have completed and submitted your application, a mortgage representative will contact you within one to two business days.


Learn More
Rates | Rent or Buy Calculator | Mortgage Calculator | Applications

*Discounted origination fee available on closed loans only. Applications must be received by June 30, 2014 to be eligible for savings. Additional third-party closing costs will apply. Membership is required.
** For mortgages above these amounts, contact the Mortgage Department at 1-800-692-2274, Option 3.
3% minimum down payment available for 30-year fixed and adjustable-rate mortgages (ARM) new-purchase loans. 10% minimum down payment available for refinance loans.

APR & Payment Example – APR= Annual Percentage Rate. The APR and monthly payment example assumes a loan amount of $169,750 and a 3% down payment, with $1,804 estimated borrower pre-paid finance charges. Monthly payment amount of $860.10 assumes rate of 4.50% and 4.591% APR for 30-year fixed rate loan. If the down payment is less than 20%, mortgage insurance may be required on the loan and could result in an increased APR and payment.