Whether you're buying or refinancing, nobody makes it easier to turn a house into a home than Wings Financial Credit Union. We offer full-service, nationwide mortgage lending with:
$950 Savings Offer
Apply for a mortgage loan by June 30, 2014 to save $950 on the origination fee.*
Financing available in all 50 states
A variety of loan options
As low as 3% minimum down payment†
Low closing costs
Secure online application
All mortgage loans serviced by Wings
Second home financing
Offers stable, predictable monthly payments over the life of the loan.
Maximum loan amount: $417,000 (Alaska and Hawaii: $625,500)**
15-, 20- and 30-year terms
Adjustable-Rate Mortgages (ARM)
Can offer lower rates than a standard fixed-rate mortgage, with a fixed rate for the first 5-, 7-, 10-, 15- years, after which the rate may adjust annually.
Maximum loan amount: $650,000**
5-, 7-, 10- or 15-year terms
Rate caps: 2% cap per year, 5% lifetime
Apply Online Now! Once you have completed and submitted your application, a mortgage representative will contact you within one to two business days.
Rates | Rent or Buy Calculator | Mortgage Calculator | Applications
*Discounted origination fee available on closed loans only. Applications must be received by June 30, 2014 to be eligible for savings. Additional third-party closing costs will apply. Membership is required.
** For mortgages above these amounts, contact the Mortgage Department at 1-800-692-2274, Option 3.
†3% minimum down payment available for 30-year fixed and adjustable-rate mortgages (ARM) new-purchase loans. 10% minimum down payment available for refinance loans.
APR & Payment Example – APR= Annual Percentage Rate. The APR and monthly payment example assumes a loan amount of $169,750 and a 3% down payment, with $1,804 estimated borrower pre-paid finance charges. Monthly payment amount of $860.10 assumes rate of 4.50% and 4.591% APR for 30-year fixed rate loan. If the down payment is less than 20%, mortgage insurance may be required on the loan and could result in an increased APR and payment.