skip to main content

Mortgage Products

Fixed-Rate Mortgage

With a fixed-rate mortgage from Wings, your interest rate will not change over the life of the loan. This offers stable, predictable monthly payments making it a good option if you plan to stay in your home for several years. A Wings Mortgage Loan Officer will be able to talk through your options and help you know if a fixed-rate mortgage is right for you.

Calculate a Mortgage Payment

Icon of a house
Icon of a book

Adjustable-Rate Mortgage

Offers lower rates than a standard fixed-rate mortgage, with a fixed rate for the first 5-, 7-, 10- years, after which the rate may adjust annually. If you are a first-time homebuyer or you do not plan on staying in your home for more than ten years, a Wings Adjustable-Rate Mortgage may be right for you. Schedule a meeting with a Wings Mortgage Loan Officer to discuss your borrowing options.

NEW! 10% down payment, no-PMI option.*
Wings is offering a new loan option. You can avoid paying Private Mortgage Insurance (PMI) if you have:

  • 10% down payment
  • Credit score of 740 or higher
  • Active Wings checking account

Available on ARM products up to $1,000,000. Purchase and rate & term refinances only.
For loans greater than $1,000,000 speak to a loan officer for details.

Before applying, you must download and read the Consumer Handbook on Adjustable-Rate Mortgages and Adjustable Rate Mortgage Disclosures.

Calculate a Mortgage Payment

Need more information? Want to speak or meet with one of our Loan Officers?
Give us a call! 952 997-8234 WINGS MORTGAGE TEAM
New Applicants: Returning Applicants:

APR = Annual Percentage Rate.
*10% minimum down payment available for adjustable-rate mortgages (ARMs) up to $1,000,000 for qualified borrowers. Borrower qualifications include: credit score of 740 or higher (as determined by the middle score of scores pulled from Experian, Equifax and TransUnion) and active Wings checking account (5 or more checking transactions per month AND $300 or more in direct deposits per month). All loans subject to approval. Speak to a loan officer for details.

APR & Payment Example – The following APR and monthly payment examples assume a loan amount of $200,000 and a 20% down payment, with $1,809 estimated borrower pre-paid finance charges. Monthly payment amount of $940.47 assumes rate of 3.875% and 3.991% APR for 10/1 ARM loan (30-year amortization).

Membership is required for all Wings Financial mortgage loan products. Please speak to a loan officer for details.