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Recreational Vehicle Loans

However you prefer to play, we’ve got your Recreational Vehicle Loan.
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Woman holding a small dog and standing outside an RV which is parked by a river there are two kayaks near the water

    Get out there with a great recreational loan.

    Whether your passion is for the open road, water, trail, or sky, Wings Financial offers affordable financing for boats, motorcycles, RVs, personal watercraft, ATVs, snowmobiles, and aircraft. We make it easy to apply online, in the Wings Mobile App, or over the phone.

    Recreational Vehicle Loan Rates

    Recreational Vehicle APR as Low as* Payment per $1,000
    Motorcycles
    Model Year: 2016 & Newer
    48 Month Term 3.24% $22.24
    60 Month Term 3.49% $18.19
    72 Month Term 3.99% $15.64
    84 Month Term 4.49% $13.90
    Model Year: 2015 - 2012
    48 Month Term 3.49% $22.35
    60 Month Term 3.74% $18.30
    72 Month Term 4.24% $15.75
    84 Month Term 4.74% $14.01
    Model Year: 2011 & Older
    48 Month Term 3.99% $22.57
    60 Month Term 4.24% $18.53
    72 Month Term 4.74% $15.98
    84 Month Term 5.24% $14.25
    Personal Watercraft, ATV & Snowmobiles
    Model Year: 2016 & Newer
    60 Month Term 4.24% $18.53
    Model Year: 2015 - 2012
    60 Month Term 4.49% $18.64
    Model Year: 2011 & Older
    60 Month Term 4.99% $18.87
    Boats
    60 Month Term 3.49% $18.19
    72 Month Term 3.99% $15.64
    84 Month Term 4.49% $13.90
    120 Month Term 5.49% $10.85
    RVs†
    Model Year: 2016 & Newer
    60 Month Term 4.49% $18.64
    72 Month Term 4.99% $16.10
    84 Month Term 5.49% $14.37
    Model Year: 2015 - 2012
    60 Month Term 4.74% $18.75
    72 Month Term 5.24% $16.22
    84 Month Term 5.74% $14.48
    Model Year: 2011 & Older
    60 Month Term 5.24% $18.98
    72 Month Term 5.74% $16.45
    84 Month Term 6.24% $14.72
    Aircraft‡
    84 Month Term 4.99% $14.13

    *APR = Annual Percentage Rate.
    Rates are based on an evaluation of your credit history and other factors, so your rate may differ. Rates assume a 0.25% discount for automatic recurring payments from a Wings Checking or Savings account and a 0.25% discount for payroll direct deposit(s) totaling over $300 into a Wings Checking or Savings account per month. All loans subject to approval. Speak to a loan officer for details.
    †Rate applies to loans up to $50,000; ask about rate for larger loans.
    ‡Rate applies to loans up to $100,000; ask about rate for larger loans.

    Get in. Get help. Get on your way.

    Appointment Concierge is a scheduling service that helps you get prompt, face-to-face service on your schedule. Schedule as far out as 15 days, or as little as 2 hours ahead. Tell us about your needs, so we’re ready to help.

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    Older male leaning on a kitchen island in front of his laptop computer

    Let us help you get the financing you need.

    We make it easy to apply for a recreational vehicle loan. Apply today using our simple, online application and a loan representative will work with you to finalize your loan.

    Apply Now

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    Boat Loan payment example: Assuming a $25,000 boat loan for 60 months at 3.49% APR the monthly payment will be $454.75..

    Motorcycle Loan payment example: Assuming a $10,000 motorcycle loan for 60 months at 3.49% APR the monthly payment will be $181.90.

    RV Loan payment example: Assuming a $40,000 RV loan for 60 months at 2.99% APR the monthly payment will be $745.60.

    Personal Watercraft Loan payment example: Assuming a $10,000 loan for 60 months at 4.24% APR the monthly payment will be $185.30.

    Aircraft Loan payment example: Assuming a $50,000 aircraft loan for 84 months at 4.99% APR the monthly payment will be $1,186.92.