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Auto Loans

Low-rate Auto Loans make buying more affordable.
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Family of four two kids two parents packing bags into the back of their van for vacation while talking and laughing

    Simplify your car shopping experience.

    Get pre-approved for a Wings auto loan today and shop with confidence, knowing how much you can spend on your new vehicle. We make it easy to apply online, in the Wings Mobile App or over the phone. New, used or refinanced, we can help you fund the vehicle of your dreams with up to 100% financing.

    New, Used, or Refinanced

    Get affordable financing for cars, trucks, vans and SUVs. Have a higher rate somewhere else? Bring it to Wings and see how much lower your monthly payments could be.

    Up to 100% Financing

    Wings offers up to 100% financing, including license and fees, on all auto loans. 

    Terms Up to 84 Months

    Flexible terms give you a monthly payment that works for your budget. Choose a shorter term to avoid paying more interest, or a longer term for lower monthly payments.  

    Turn Member Rewards points into extra savings.

    Now for a limited time, you can redeem Member Rewards points to reduce your loan rate by 0.50% on a new or refinanced Wings vehicle loan.

    Not Earning Rewards? Enroll Now

    Reduce Your Loan Rate

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    You could save $665* on car insurance

    Auto Loan Rates

    Model Year: 2017 & Newer APR as Low as* Payment per $1,000
    36 Month Term 2.24% $28.75
    48 Month Term 2.49% $21.91
    60 Month Term 2.74% $17.85
    72 Month Term 3.24% $15.30
    84 Month Term 3.74% $13.55
    Model Year: 2016 - 2013 APR as Low as* Payment per $1,000
    36 Month Term 2.49% $28.86
    48 Month Term 2.74% $22.02
    60 Month Term 2.99% $17.96
    72 Month Term 3.49% $15.41
    Model Year: 2012 & Older APR as Low as* Payment per $1,000
    36 Month Term 2.99% $29.08
    48 Month Term 3.24% $22.24
    60 Month Term 3.49% $18.19
    *APR = Annual Percentage Rate. Rates effective as of September 1, 2021 and subject to change without notice.
    Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
    Rates assume a 0.25% discount for automatic recurring payments from a Wings Checking or Savings account and a 0.25% discount for payroll direct deposit(s) totaling over $300 into a Wings Checking or Savings account per month.
    All loans subject to approval. Speak to a loan officer for details. Payment example – Assuming a $25,000 auto loan for 60 months at 2.99% APR the monthly payment will be $449.00.

    Stress-free car buying starts here.

    The Wings Auto Resource Center is a powerful research and buying tool that makes it easy to shop and compare vehicles, research car values and history, request vehicle quotes, and apply for a car loan.

    Start Your Search

    Woman buckling her youung daughter into a car seat in the back of a small car

    Let us help you get the financing you need.

    We make it easy to apply for an auto loan. Apply today using our simple, online application and a loan representative will work with you to finalize your loan.

    Apply Now

    Not a Member?

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