15-Month Special Certificate: 2.02% APY*
Simplify your car shopping experience.
Get pre-approved for a Wings auto loan today and shop with confidence, knowing how much you can spend on your new vehicle. We make it easy to apply online, in the Wings Mobile App or over the phone. New, used or refinanced, we can help you fund the vehicle of your dreams with up to 100% financing.
New, Used, or Refinanced
Get affordable financing for cars, trucks, vans and SUVs. Have a higher rate somewhere else? Bring it to Wings and see how much lower your monthly payments could be.
Up to 100% Financing
Wings offers up to 100% financing, including license and fees, on all auto loans.
Terms Up to 84 Months
Flexible terms give you a monthly payment that works for your budget. Choose a shorter term to avoid paying more interest, or a longer term for lower monthly payments.
Auto Loan Rates
| Auto | APR as Low as* | Payment per $1,000 |
| Cars, Trucks & Vans | ||
| Model Year: 2016 & Newer | ||
| 36 Month Term | 2.49% | $28.86 |
| 48 Month Term | 2.74% | $22.02 |
| 60 Month Term | 2.99% | $17.96 |
| 72 Month Term | 3.49% | $15.41 |
| 84 Month Term | 3.99% | $13.66 |
| Model Year: 2015 - 2012 | ||
| 36 Month Term | 2.74% | $28.97 |
| 48 Month Term | 2.99% | $22.13 |
| 60 Month Term | 3.24% | $18.08 |
| 72 Month Term | 3.74% | $15.53 |
| 84 Month Term | 4.24% | $13.78 |
| Model Year: 2011 & Older | ||
| 36 Month Term | 3.24% | $29.19 |
| 48 Month Term | 3.49% | $22.35 |
| 60 Month Term | 3.74% | $18.30 |
| 72 Month Term | 4.24% | $15.75 |
| 84 Month Term | 4.74% | $14.01 |
Stress-free car buying starts here.
The Wings Auto Resource Center is a powerful research and buying tool that makes it easy to shop and compare vehicles, research car values and history, request vehicle quotes, and apply for a car loan.
Enjoy curbside convenience with Carvana.
Wings Financial's partnership with Carvana brings unparalleled convenience to car buying. Shop and buy online, then choose home delivery or pickup. Your peace of mind is assured with a 7-day money-back guarantee and 100-day warranty.
Let us help you get the financing you need.
We make it easy to apply for an auto loan. Apply today using our simple, online application and a loan representative will work with you to finalize your loan.
*APR = Annual Percentage Rate. Rates effective as of 1/2/2020 and subject to change without notice.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ. Rates assume a 0.25% discount for automatic recurring payments from a Wings Checking or Savings account and a 0.25% discount for payroll direct deposit(s) totaling over $300 into a Wings Checking or Savings account per month. All loans subject to approval. Speak to a loan officer for details.
Payment example – Assuming a $25,000 auto loan for 60 months at 2.99% APR the monthly payment will be $449.00.
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