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Loan Rates

Rates effective as of November 1, 2018 and subject to change without notice.
Vehicles APR as Low as* Payment per $1,000 APR as Low as* Payment per $1,000 APR as Low as* Payment per $1,000
Cars, Trucks & Vans Model Year: 2014 & Newer Model Year: 2013 - 2010 Model Year: 2009 & Older
36 Month Term 2.99% $29.07 3.24% $29.18 3.74% $29.40
48 Month Term 3.24% $22.24 3.49% $22.35 3.99% $22.57
60 Month Term 3.49% $18.18 3.74% $18.29 4.24% $18.52
72 Month Term 3.99% $15.64 4.24% $15.75 4.74% $15.98
84 Month Term 4.49% $13.89 4.74% $14.01 5.24% $14.24
Vehicles APR as Low as* Payment per $1,000 APR as Low as* Payment per $1,000 APR as Low as* Payment per $1,000
Motorcycles Model Year: 2014 & Newer Model Year: 2013 - 2010 Model Year: 2009 & Older
48 Month Term 3.74% $22.46 3.99% $22.57 4.49% $22.79
60 Month Term 3.99% $18.41 4.24% $18.52 4.74% $18.75
72 Month Term 4.49% $15.86 4.74% $15.98 5.24% $16.21
84 Month Term 4.99% $14.12 5.24% $14.24 5.74% $14.48
Vehicles APR as Low as* Payment per $1,000 APR as Low as* Payment per $1,000 APR as Low as* Payment per $1,000
Jet Skis, WaveRunners, ATVs & Snowmobiles Model Year: 2014 & Newer Model Year: 2013 - 2010 Model Year: 2009 & Older
60 Month Term 4.74% $18.75 4.99% $18.86 5.49% $19.09
Vehicles APR as Low as* Payment per $1,000
Boats
60 Month Term 3.99% $18.41
72 Month Term 4.49% $15.86
84 Month Term 4.99% $14.12
120 Month Term 5.99% $11.09
Vehicles APR as Low as* Payment per $1,000 APR as Low as* Payment per $1,000 APR as Low as* Payment per $1,000
RVs Model Year: 2014 & Newer Model Year: 2013 - 2010 Model Year: 2009 & Older
60 Month Term 4.99% $18.86 5.24% $18.97 5.74% $19.20
72 Month Term 5.49% $16.33 5.74% $16.44 6.24% $16.68
84 Month Term 5.99% $14.60 6.24% $14.72 6.74% $14.96
Vehicles APR as Low as* Payment per $1,000
Aircraft‡
84 Month Term 5.49% $14.36





 
Home Improvement Loan APR as Low as* Payment per $1,000
48 Month Term 6.99% $23.94
60 Month Term 8.99% $20.75
72 Month Term 10.99% $19.03
Personal Loan APR as Low as* Payment per $1,000
48 Month Term 8.99% $24.88
60 Month Term 10.99% $21.74
72 Month Term 12.99% $20.07
Variable Rate APR
Share and Money Manager Secured 2.25%
Certificate Secured loans available at 2.00% over current certificate rates.
Line of Credit   APR
Line of Credit 10.90%
Flex-Line Home Equity APR as low as*
Variable Rate — 80% Loan-to-value (Max. 18% APR)  5.00%
Variable Rate — 90% Loan-to-value (Max. 18% APR) 6.50% 
Closing costs vary by state. The average cost is $300 but can range from $50 - $1800. Rates subject to change monthly.
Credit Cards APR as low as*
Member Rewards Visa Signature - The APR will vary with the market based on the Prime Rate. 14.70%
Visa Signature - The APR will vary with the market based on the Prime Rate. 14.70%
Visa Platinum -The APR will vary with the market based on the Prime Rate. 8.65%

APR = Annual Percentage Rate.*Rates are based on an evaluation of your credit history and other factors, so your rate may differ. All loans subject to approval. Speak to a loan officer for details.Rate applies to loans up to $50,000; ask about rate for larger loans.‡Rate applies to loans up to $100,000; ask about rate for larger loans.

Cars, Trucks & Vans
 
Model Year: 2014 & Newer
 
Term:
APR as Low as*:
Payment per $1,000:
36 Month
2.99%
$29.07
48 Month
3.24%
$22.24
60 Month
3.49%
$18.18
72 Month
3.99%
$15.64
84 Month
4.49%
$13.89
 
 
Model Year: 2013 - 2010
 
Term:
APR as Low as*:
Payment per $1,000:
36 Month
3.24%
$29.18
48 Month
3.49%
$22.35
60 Month
3.74%
$18.29
72 Month
4.24%
$15.75
84 Month
4.74%
$14.01
 
 
Model Year: 2009 & Older
 
Term:
APR as Low as*:
Payment per $1,000:
36 Month
3.74%
$29.40
48 Month
3.99%
$22.70
60 Month
4.24%
$18.52
72 Month
4.74%
$15.98
84 Month
5.24%
$14.24
 
 
 
Motorcycles
 
Model Year: 2014 & Newer
 
Term:
APR as Low as*:
Payment per $1,000:
48 Month
3.74%
$22.46
60 Month
3.99%
$18.41
72 Month
4.49%
$15.86
84 Month
4.99%
$14.12
 
 
Model Year: 2013 - 2010
 
Term:
APR as Low as*:
Payment per $1,000:
48 Month
3.99%
$22.57
60 Month
4.24%
$18.52
72 Month
4.74%
$15.98
84 Month
5.24%
$14.24
 
 
Model Year: 2009 & Older
 
Term:
APR as Low as*:
Payment per $1,000:
48 Month
4.49%
$22.79
60 Month
4.74%
$18.75
72 Month
5.24%
$16.21
84 Month
5.74%
$14.48
 
 
 
Jet Skis, WaveRunners, ATVs & Snowmobiles
 
Model Year: 2014 & Newer
 
Term:
APR as Low as*:
Payment per $1,000:
60 Month
4.74%
$18.75
 
 
Model Year: 2013 - 2010
 
Term:
APR as Low as*:
Payment per $1,000:
60 Month
4.99%
$18.86
 
 
Model Year: 2009 & Older
 
Term:
APR as Low as*:
Payment per $1,000:
60 Month
5.49%
$19.09
 
 
 
Boats
 
Term:
APR as Low as*:
Payment per $1,000:
60 Month
3.99%
$18.41
72 Month
4.49%
$15.86
84 Month
4.99%
$14.12
120 Month
5.99%
$11.09
 
 
 
RVs
 
Model Year: 2014 & Newer
 
Term:
APR as Low as*:
Payment per $1,000:
60 Month
4.99%
$18.86
72 Month
5.49%
$16.33
84 Month
5.99%
$14.60
 
 
Model Year: 2013 - 2010
 
Term:
APR as Low as*:
Payment per $1,000:
60 Month
5.24%
$18.97
72 Month
5.74%
$16.44
84 Month
6.24%
$14.72
 
 
Model Year: 2009 & Older
 
Term:
APR as Low as*:
Payment per $1,000:
60 Month
5.74%
$19.20
72 Month
6.24%
$16.68
84 Month
6.74%
$14.96
 
 
 
Aircraft
 
Term:
APR as Low as*:
Payment per $1,000:
84 Month
5.49%
$14.36
 
 
 
Home Improvement Loan
 
Term:
APR as Low as*:
Payment per $1,000:
48 Month
6.99%
$23.94
60 Month
8.99%
$20.75
72 Month
10.99%
$19.03
 
 
 
Personal Loan
 
Term:
APR as Low as*:
Payment per $1,000:
48 Month
8.99%
$24.88
60 Month
10.99%
$21.74
72 Month
12.99%
$20.07
 
 
 
Variable Rate
 
Share and Money Manager Secured
APR:
2.25

Certificate Secured loans available at 2.00% over current certificate rates.

 
 
 
Line of Credit
 
Line of Credit
APR:
10.90%
 
 
 
Flex-Line Home Equity
 
Variable Rate
80% Loan-to-value (Max. 18% APR)
APR as low as*:
5.00%
 
 
Variable Rate
90% Loan-to-value (Max. 18% APR)
APR as low as*:
6.50%

Closing costs vary by state. The average cost is $300 but can range from $50 - $1800. Rates subject to change monthly.

 
 
 
Credit Cards
 
Member Rewards Visa Signature
The APR will vary with the market based on the Prime Rate.
APR as low as*:
14.70%
 
 
Visa Signature
The APR will vary with the market based on the Prime Rate.
APR as low as*:
14.70%
 
 
Visa Platinum
The APR will vary with the market based on the Prime Rate.
APR as low as*:
8.65%
 
 
 

APR = Annual Percentage Rate.
*Rates are based on an evaluation of your credit history and other factors, so your rate may differ. All loans subject to approval. Speak to a loan officer for details.
†Rate applies to loans up to $50,000; ask about rate for larger loans.
‡Rate applies to loans up to $100,000; ask about rate for larger loans.