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Savings Rates

Savings Rates

Rates effective as of December 11, 2019 and subject to change.
Accounts Dividend Rate Annual Percentage Yield
Share†, Money Manager & Holiday Club Account 0.15% 0.15%
First Class Checking Account (Share Draft) 0.05% 0.05%
IRA Share Account 0.15% 0.15%
High-Yield Checking Account†† Dividend Rate Annual Percentage Yield
If Requirements are Met:
On the first $25,000 2.00% 2.02%
Amounts over $25,000 0.05% 0.05%
If Requirements are Not Met:
All Balances 0.05% 0.05%
High-Yield Savings Account (also available as an IRA) Dividend Rate Annual Percentage Yield
Balance
$0-$9,999.99 0.10% 0.10%
$10,000-$49,999.99 1.10% 1.11%
$50,000-$249,999.99 1.20% 1.21%
$250,000+ 1.35% 1.36%
Wings Investment Money Market Account (also available as an IRA)† Dividend Rate Annual Percentage Yield
Balance
Less than $5,000 0.00% 0.00%
$5,000-$49,999 0.35% 0.35%
$50,000-$99,999 0.40% 0.40%
$100,000+ 0.45% 0.45%
Above are prospective dividend rates for the current dividend period. Fees may reduce earnings.
† Minimum balance to open Share Account—$5; Wings Investment Money Market and Wings IRA Investment Money Market—$5,000;
†† Dividends are calculated based on the average daily balance in the account. If requirements are met, a higher rate will be paid for the first $25,000 and a lower rate will be paid for any amounts over $25,000.















 
Certificates (Share and IRA) Dividend Rate Annual Percentage Yield
3 Month
$500-$9,999.99 0.80% 0.80%
$10,000-$99,999.99 0.85% 0.85%
$100,000-$249,999.99 0.90% 0.90%
$250,000+ 0.95% 0.95%
 
6 Month
$500-$9,999.99 0.95% 0.95%
$10,000-$99,999.99 1.00% 1.00%
$100,000-$249,999.99 1.05% 1.06%
$250,000+ 1.10% 1.11%
 
1 Year
$500-$9,999.99 1.65% 1.66%
$10,000-$99,999.99 1.70% 1.71%
$100,000-$249,999.99 1.75% 1.76%
$250,000+ 1.80% 1.81%
 
2 Year
$500-$9,999.99 1.80% 1.81%
$10,000-$99,999.99 1.85% 1.86%
$100,000-$249,999.99 1.90% 1.92%
$250,000+ 1.95% 1.97%
 
3 Year
$500-$9,999.99 1.90% 1.91%
$10,000-$99,999.99 1.95% 1.96%
$100,000-$249,999.99 2.00% 2.02%
$250,000+ 2.05% 2.07%
 
4 Year
$500-$9,999.99 2.30% 2.32%
$10,000-$99,999.99 2.35% 2.37%
$100,000-$249,999.99 2.40% 2.43%
$250,000+ 2.45% 2.48%
 





5 Year Step-Up

Promotional Share/IRA Step-Up Certificates may be stepped-up one time. The step up rate will be determined by the current 5 year standard term certificate rate and will apply to the remaining term of the certificate.

$500-$9,999.99 2.40% 2.43%
$10,000-$99,999.99 2.45% 2.48%
$100,000-$249,999.99 2.50% 2.53%
$250,000+ 2.55% 2.58%
 
5 Year
$500-$9,999.99 2.55% 2.58%
$10,000-$99,999.99 2.60% 2.63%
$100,000-$249,999.99 2.65% 2.68%
$250,000+ 2.70% 2.73%
Annual Percentage Yields disclosed assume quarterly compounding for amounts less than $100,000 and monthly compounding for amounts $100,000 and greater.
Minimum balance to open certificates $500. (Unless noted)
Penalty applies for early withdrawal.
New certificate deposits are limited each month. When new certificate deposit limit is reached each month, new certificate deposits will be discontinued until the beginning of the following month.