iphone-app play-app windows-app
 

Savings Rates

Rates effective as of August 16, 2017 and subject to change.
Accounts Dividend Rate APY†
Share, Money Manager & Holiday Club Account 0.15% 0.15%
First Class Checking Account (Share Draft) 0.05% 0.05%
IRA Share Account 0.15% 0.15%
World Class Money Market Account Dividend Rate APY†
Balance less than $5,000 0.15% 0.15%
Balance $5,000- $14,999 0.20% 0.20%
Balance $15,000- $24,999 0.25% 0.25%
Balance $25,000 and greater 0.30% 0.30%
Wings Investment Money Market Account (also available as an IRA) Dividend Rate APY†
Balance less than $5,000 0.00% 0.00%
Balance $5,000- $49,999 0.35% 0.35%
Balance $50,000- $99,999 0.40% 0.40%
Balance $100,000 and greater 0.45% 0.45%
Above are prospective dividend rates for the current dividend period.
Certificates (Share and IRA) Dividend Rate Monthly APY** Quarterly APY** Maturity APY**
3 Month
$500-$9,999.99 0.50% N/A 0.50% 0.50%
$10,000- $89,999.99 0.55% N/A 0.55% 0.55%
$90,000+ 0.60% 0.60%* 0.60% 0.60%
 
6 Month
$500-$9,999.99 0.60% N/A 0.60% 0.60%
$10,000- $89,999.99 0.65% N/A 0.65% 0.65%
$90,000+ 0.70% 0.70%* 0.70% 0.70%
 
1 Year
$500-$9,999.99 0.75% N/A 0.75% N/A
$10,000- $89,999.99 0.80% N/A 0.80% N/A
$90,000+ 0.85% 0.85%* 0.85% N/A


 
2 Year
$500-$9,999.99 1.00% N/A 1.00% N/A
$10,000- $89,999.99 1.05% N/A 1.05% N/A
$90,000+ 1.10% 1.11%* 1.11% N/A
 
3 Year
$500-$9,999.99 1.49% N/A 1.50% N/A
$10,000- $89,999.99 1.54% N/A 1.55% N/A
$90,000+ 1.59% 1.60%* 1.60% N/A
 
4 Year
$500-$9,999.99 1.93% N/A 1.95% N/A
$10,000- $89,999.99 1.98% N/A 2.00% N/A
$90,000+ 2.03% 2.05%* 2.05% N/A
 
5 Year
$500-$9,999.99 2.08% N/A 2.10% N/A
$10,000- $89,999.99 2.13% N/A 2.15% N/A
$90,000+ 2.18% 2.20%* 2.20% N/A
 
5 Year Step-Up

Promotional Share/IRA Step-Up Certificates may be stepped-up one time. The step up rate will be determined by the current 5 year standard term certificate rate and will apply to the remaining term of the certificate.

$500-$9,999.99 2.08% N/A 2.10% N/A
$10,000- $89,999.99 2.13% N/A 2.15% N/A
$90,000+ 2.18% 2.20%* 2.20% N/A
New certificate deposits are limited each month. When new certificate deposit limit is reached each month, new certificate deposits will be discontinued until the beginning of the following month.
* Dividends may only be accrued to certificates monthly on amounts of $100,000 and greater.
** If dividends are not accrued to the certificate, the APY will equal the stated Dividend Rate.
† Minimum balance to open Share Account—$5; Checking—initial deposit required; World Class Money Market Account—$5,000; Wings Investment Money Market and Wings IRA Investment Money Market—$5,000; Certificate Account—$500. Penalty applies for early withdrawal of certificates. Rates for all accounts other than certificates are variable and subject to change. Minimum balance of $5,000 required on World Class Money Market Accounts to avoid $10 monthly service charge.
APY = Annual Percentage Yield