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Savings Rates

Rates effective as of February 22nd, 2017 and subject to change.
Accounts Dividend Rate APY†
Share, Money Manager & Holiday Club Account 0.15% 0.15%
First Class Checking Account (Share Draft) 0.05% 0.05%
IRA Share Account 0.15% 0.15%
World Class Money Market Account Dividend Rate APY†
Balance less than $5,000 0.15% 0.15%
Balance $5,000- $14,999 0.20% 0.20%
Balance $15,000- $24,999 0.25% 0.25%
Balance $25,000 and greater 0.30% 0.30%
Wings Investment Money Market Account (also available as an IRA) Dividend Rate APY†
Balance less than $5,000 0.00% 0.00%
Balance $5,000- $49,999 0.35% 0.35%
Balance $50,000- $99,999 0.40% 0.40%
Balance $100,000 and greater 0.45% 0.45%
Above are prospective dividend rates for the current dividend period.
Certificates (Share and IRA) Dividend Rate Monthly APY** Quarterly APY** Maturity APY**
3 Month
$500-$9,999.99 0.40% N/A 0.40% 0.40%
$10,000- $89,999.99 0.45% N/A 0.45% 0.45%
$90,000+ 0.55% 0.55%* 0.55% 0.55%
 
6 Month
$500-$9,999.99 0.45% N/A 0.45% 0.45%
$10,000- $89,999.99 0.50% N/A 0.50% 0.50%
$90,000+ 0.60% 0.60%* 0.60% 0.60%
 
1 Year
$500-$9,999.99 0.65% N/A 0.65% N/A
$10,000- $89,999.99 0.70% N/A 0.70% N/A
$90,000+ 0.80% 0.80%* 0.80% N/A


 
18 Month Special (Active Checking Required)
$500-$9,999.99 0.95% N/A 0.95% N/A
$10,000- $89,999.99 1.00% N/A 1.00% N/A
$90,000+ 1.05% 1.05%* 1.05% N/A
 
2 Year
$500-$9,999.99 0.85% N/A 0.85% N/A
$10,000- $89,999.99 0.95% N/A 0.95% N/A
$90,000+ 1.05% 1.05%* 1.06% N/A
 
3 Year
$500-$9,999.99 1.20% N/A 1.21% N/A
$10,000- $89,999.99 1.25% N/A 1.26% N/A
$90,000+ 1.30% 1.31%* 1.31% N/A
 
4 Year
$500-$9,999.99 1.70% N/A 1.71% N/A
$10,000- $89,999.99 1.75% N/A 1.76% N/A
$90,000+ 1.85% 1.87%* 1.87% N/A
 
5 Year
$500-$9,999.99 1.95% N/A 1.96% N/A
$10,000- $89,999.99 2.00% N/A 2.02% N/A
$90,000+ 2.05% 2.07%* 2.07% N/A
 
5 Year Step-Up

Promotional Share/IRA Step-Up Certificates may be stepped-up one time. The step up rate will be determined by the current 5 year standard term certificate rate and will apply to the remaining term of the certificate.

$500-$9,999.99 2.00% N/A 2.02% N/A
$10,000- $89,999.99 2.05% N/A 2.07% N/A
$90,000+ 2.10% 2.12%* 2.12% N/A
New certificate deposits are limited each month. When new certificate deposit limit is reached each month, new certificate deposits will be discontinued until the beginning of the following month.
For the special certificate rate you must have an active checking account (active checking is defined as having – in the last month – 5 transactions (deposits, transfers, checks paid, atm/debit transactions, etc. (and does not include fee charges or dividend payments) AND an electronic deposit of at least $300 through the ACH system.
* Dividends may only be accrued to certificates monthly on amounts of $100,000 and greater.
** If dividends are not accrued to the certificate, the APY will equal the stated Dividend Rate.
† Minimum balance to open Share Account—$5; Checking—initial deposit required; World Class Money Market Account—$5,000; Wings Investment Money Market and Wings IRA Investment Money Market—$5,000; Certificate Account—$500. Penalty applies for early withdrawal of certificates. Rates for all accounts other than certificates are variable and subject to change. Minimum balance of $5,000 required on World Class Money Market Accounts to avoid $10 monthly service charge.
APY = Annual Percentage Yield