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Savings Rates

Rates effective as of June 13, 2018 and subject to change.
Accounts Dividend Rate APY†
Share, Money Manager & Holiday Club Account 0.15% 0.15%
First Class Checking Account (Share Draft) 0.05% 0.05%
IRA Share Account 0.15% 0.15%
High-Yield Savings Account (also available as an IRA) Dividend Rate APY†
Balance $0 - $9,999.99 0.10% 0.10%
Balance $10,000 - $49,999.99 1.00% 1.00%
Balance $50,000+ 1.10% 1.11%
World Class Money Market Account Dividend Rate APY†
Balance less than $5,000 0.15% 0.15%
Balance $5,000- $14,999 0.20% 0.20%
Balance $15,000- $24,999 0.25% 0.25%
Balance $25,000 and greater 0.30% 0.30%
Wings Investment Money Market Account (also available as an IRA) Dividend Rate APY†
Balance less than $5,000 0.00% 0.00%
Balance $5,000- $49,999 0.35% 0.35%
Balance $50,000- $99,999 0.40% 0.40%
Balance $100,000 and greater 0.45% 0.45%
Above are prospective dividend rates for the current dividend period.
Certificates (Share and IRA) Dividend Rate Monthly APY** Quarterly APY** Maturity APY**
3 Month
$500-$9,999.99 0.65% N/A 0.65% 0.65%
$10,000- $89,999.99 0.70% N/A 0.70% 0.70%
$90,000+ 0.75% 0.75%* 0.75% 0.75%
 
6 Month
$500-$9,999.99 0.85% N/A 0.85% 0.85%
$10,000- $89,999.99 0.90% N/A 0.90% 0.90%
$90,000+ 0.95% 0.95%* 0.95% 0.95%




 
1 Year
$500-$9,999.99 1.15% N/A 1.15% N/A
$10,000- $89,999.99 1.20% N/A 1.21% N/A
$90,000+ 1.25% 1.26%* 1.26% N/A
 
18-Month Special
$5,000+ (New Deposits Only) 2.00% N/A 2.02% N/A
 
2 Year
$500-$9,999.99 1.45% N/A 1.46% N/A
$10,000- $89,999.99 1.50% N/A 1.51% N/A
$90,000+ 1.55% 1.56%* 1.56% N/A
 
3 Year
$500-$9,999.99 1.60% N/A 1.61% N/A
$10,000- $89,999.99 1.65% N/A 1.66% N/A
$90,000+ 1.70% 1.71%* 1.71% N/A
 
4 Year
$500-$9,999.99 2.20% N/A 2.22% N/A
$10,000- $89,999.99 2.25% N/A 2.27% N/A
$90,000+ 2.30% 2.32%* 2.32% N/A
 
5 Year
$500-$9,999.99 2.65% N/A 2.68% N/A
$10,000- $89,999.99 2.70% N/A 2.73% N/A
$90,000+ 2.75% 2.78%* 2.78% N/A
 
5 Year Step-Up

Promotional Share/IRA Step-Up Certificates may be stepped-up one time. The step up rate will be determined by the current 5 year standard term certificate rate and will apply to the remaining term of the certificate.

$500-$9,999.99 2.50% N/A 2.52% N/A
$10,000- $89,999.99 2.55% N/A 2.57% N/A
$90,000+ 2.60% 2.63%* 2.63% N/A
New certificate deposits are limited each month. When new certificate deposit limit is reached each month, new certificate deposits will be discontinued until the beginning of the following month.
* Dividends may only be accrued to certificates monthly on amounts of $100,000 and greater.
** If dividends are not accrued to the certificate, the APY will equal the stated Dividend Rate.
† Minimum balance to open Share Account—$5; Checking—initial deposit required; World Class Money Market Account—$5,000; Wings Investment Money Market and Wings IRA Investment Money Market—$5,000; Certificate Account—$500. Penalty applies for early withdrawal of certificates. Rates for all accounts other than certificates are variable and subject to change. Minimum balance of $5,000 required on World Class Money Market Accounts to avoid $10 monthly service charge. APY = Annual Percentage Yield